Branch Manager

RRCU; El Dorado, Northern (AR, KY); Hybrid; USD 50,000 - 70,000; Full time

Job summary

RRCU is looking for a Branch Manager to lead a full-service office in the El Dorado area. You will drive community engagement, oversee daily operations, and manage lending activities for members and prospective members.

You will supervise staff, ensure compliance with policies, and promote credit union services across the community while maintaining a professional and welcoming branch environment.

Qualifications

• Two or more years of experience as a consumer loan officer for a credit union or financial institution, preferred.
• Competent computer skills and use of standard office equipment.
• Ability to meet, speak, and deal effectively with people, professionally.
• Must be comfortable promoting the credit union services and products.

Responsibilities

• Promotes the credit union within the community.
• Develops business by initiating contact with potential companies or community businesses and employees via visits, mailings, and/or calls.
• Makes loans to creditworthy members and prospective members after review of applications and verifications.
• Conducts capacity analysis and collateral valuation.
• Makes credit decisions or refers to Loan Review Committee with recommendations.
• Ensures the office is open and ready for business each day and manages office operations.
• Maintains neat, professional appearance of office and grounds; recommends equipment changes.
• Leads by example in all duties and ensures an efficient, orderly branch.
• Manages direct reports, hires, assigns work, monitors performance, coaches and counsels.
• Monitors legal/compliance with laws, policies, procedures, and internal controls.
• Assists with clerical operations in lending and teller functions when needed.
• Adheres to all credit union policies and procedures.
• Performs other duties as assigned.

Skills

Consumer loan experience

People skills

Professional demeanor

Computer skills

Community engagement

Education

High school diploma

Four-year college degree preferred

Job description

Description

Position Title:

Branch Manager

Reports To:

Regional Director

Basic Function:

Responsible for efficient, effective management of a full-service office. Maintain and grow business relationships within the community.

Responsibilities:

• Promotes the credit union within the community.
• Responsible for Business Development of the branch by initiating contact with potential companies or community businesses and their employees through visits, mailings, and/or phone calls.
• Makes loans to creditworthy members and eligible prospective members by viewing the application after credit reports are run and direct verifications made.
• Makes a capacity analysis, books out collateral values.
• Makes a credit decision or refers to the Loan Review Committee with appropriate recommendations.
• Ensures that the office is open and ready to conduct business each business day and assumes overall administrative responsibility for operation of the office.
• Ensures the office and grounds have a neat, clean appearance. Determines and/or recommend equipment changes.
• Sets the example as a leader in all aspects of his/her duties.
• Ensures the branch reflects an efficient, orderly, and professional organization.
• Manage direct reports to maximize productivity, efficiency, and the potential of the human assets of the company, including hiring, directing job assignments, monitoring staff performance, coaching, and counseling.
• Monitors performance for compliance with laws, regulations, policies, procedures, and internal controls.
• Helps solve problems when called upon or needed in the clerical operations of the lending and/or teller functions.
• Adheres to all Red River Employees Federal Credit Union policies and procedures.
• Performs other related duties as assigned.

Qualifications:

• Two or more years of experience as a consumer loan officer for a credit union or other financial institution, preferred.
• High school diploma or the equivalent with four-year college degree preferred.
• Competent computer skills and use of standard office equipment.
• Ability to meet, speak, and deal effectively with people, being professional always.
• Must be comfortable and effective in promoting the credit union services and products.
• Must be able to participate in events within the community and work extended hours whenever required or requested by management.
• Must maintain a neat and professional appearance.
• While the following list is not exhaustive and may be supplemented, identified physical requirements include ability to operate normal office equipment and some lifting not to exceed 25 pounds.
• Ability to follow the core values of Team-Focused, Excellence, Authenticity, and Leading in Innovation.