Binding Authority Underwriting Associate: Growth & Impact

RT Specialty; Charlotte (NC); On-site; USD 54,000 - 65,000; Full time

Benefits offered by this job

Comprehensive benefits

Paid time off

Professional development

Job summary

RT Specialty, a division of Ryan Specialty, seeks an Underwriting Associate to support risk evaluation and underwriting workflows in our Charlotte office. You will review applications, policy documentation, and related materials to assist in quoting, binding, issuance, and servicing.

The role requires a Bachelor's degree in a related field and 1+ year of underwriting or brokerage support experience, with the ability to obtain required licenses. Strong MS Office skills and teamwork are essential.

Qualifications

• Bachelor's degree in Business, Risk Management, Finance, Insurance, or related field.
• 1+ year of underwriting, insurance operations, account management, brokerage support, or transferrable business function.
• Ability to obtain and maintain required Property & Casualty licenses.
• Proficiency with Microsoft Office applications and other business technology systems.

Responsibilities

• Perform duties in accordance with departmental policies, procedures, and underwriting guidelines.
• Review and analyze submission materials, account information, and supporting documentation to assist with risk evaluation activities.
• Support the underwriting process by coordinating policy quoting, binding, issuance, and related administrative activities.
• Research and apply appropriate rates, coverages, endorsements, and policy forms based on established guidelines.
• Prepare reports and summarize underwriting data, portfolio information, and risk characteristics for internal stakeholders.
• Issue policy transactions and servicing documents, including cancellations, non-renewals, reinstatements, and endorsements, as applicable.
• Maintain accurate and complete underwriting files and documentation in accordance with company policies and regulatory requirements.
• Collaborate with underwriters, producers, brokers, reinsurers, and internal business partners to support account management and underwriting workflows.
• Build and maintain professional working relationships with agency, broker, and carrier partners.
• Participate in underwriting projects, process improvement initiatives, and other assigned responsibilities.

Skills

Analytical skills

Organizational skills

Communication skills

Multitasking

Written & verbal communication

Education

Bachelor's degree in Business, Risk Management, Finance, Insurance, or related field

Tools

Microsoft Office

CRM systems

Job description

RT Specialty, a division of Ryan Specialty, seeks an Underwriting Associate to support risk evaluation and underwriting workflows in our Charlotte office. You will review applications, policy documentation, and related materials to assist in quoting, binding, issuance, and servicing.

The role requires a Bachelor's degree in a related field and 1+ year of underwriting or brokerage support experience, with the ability to obtain required licenses. Strong MS Office skills and teamwork are essential.