Bilingual (Spanish) Loss Mitigation/Collections Representative - Hybrid

Canvas Credit Union; Lone Tree (CO); On-site; USD 30,996 - 39,950; Full time

Benefits offered by this job

10% company contribution to 401k

Generous personal time off

Employee discounts on loans

Medical/Dental/Vision Insurance

Paid Vacation

Paid Sick Time

Paid Holidays

Paid Wellness Day

Paid Volunteer Time

Flexible Spending Account

Health Savings Account

Tuition Reimbursement

Job summary

Canvas Credit Union in Lone Tree is looking for a Loss Mitigation Representative to ensure the integrity of loan assets. This role involves educating members during challenging times, processing delinquent loan accounts, and providing careful ethical lending solutions. Candidates should possess strong interpersonal skills and be able to work in a high-volume call environment. A flexible schedule is required, and Spanish bilingual skills are preferred. Join a workplace that values passion and potential.

Qualifications

• Ability to educate members during trying times.
• Experience in a fast paced, high call volume environment.
• Capacity to analyze financial situations of delinquent borrowers.

Responsibilities

• Preserve the Credit Union’s assets by controlling delinquent loan accounts.
• Maintain positive member relations through professional communication.
• Comply with regulations related to collections activity.

Skills

Spanish bilingual skills

Strong interpersonal skills

Active listening

Ability to work independently

Job description

We’re passionate about transforming financial services. Our members, families, and the communities we call home motivate everything we do. As part of the credit union movement, we believe in providing our members with education, support, and guidance to build strong financial futures.

Canvas "It’s About More" Video - YouTube (Click here - or, visit https://www.youtube.com/watch?v=z8WAm_TDRdk )

Why Canvas?

At Canvas, we’re dedicated to transforming financial services from the inside out. Our culture is a top priority and second to none. We strive to balance hard work and high achievement with a fun, supportive environment. At Canvas, there are 5 behaviors we live by each day that will continue to help us be known for our heart and our people.

What’s In It For You

This is the good stuff. Take a look at what sets Canvas apart from other financial institutions:

• Seriously good benefits: Beyond healthcare, dental, and life insurance, we make it so worth your while. Canvas employees get up to a 10% company contribution to their 401k, generous personal time off, employee discounts on loans (That includes cars and houses!). The starting pay range for this position is $22.50–$29.00 hourly, and final pay rate will be determined based on experience, education, skills, and internal equity factors.
• Medical/Dental/Vision Insurance
• Paid Vacation
• Paid Sick Time
• Paid Holidays
• Paid Wellness Day
• Paid Volunteer Time
• Flexible Spending Account
• Health Savings Account
• World Class 401(k) Plan
• Tuition Reimbursement
• Rate Discounts on Qualifying Loans
• May be eligible for incentives or discretionary bonus based on results

You’ll be a loan assets guru! You are responsible for ensuring Canvas’ integrity of assets and maintaining our mission of helping members afford life. You’ll also be our member’s right‑hand person through trying times! It’s a superhero job, just without the big Lycra cape.

This dream job is a career. The Loss Mitigation experience is the foundation of a career at Canvas Credit Union. We invest in developing your skills and promote heavily from within. While we hope you stay with us until you retire, Credit Unions across the country collaborate with each other and hire from within. We are seeking candidates who possess Spanish bilingual skills for this opening.

What You’ll Do

The home base for this dream job is our Home Office in Lone Tree. The Loss Mitigation Representative is responsible for preserving the Credit Union’s assets by controlling delinquent loan accounts, collecting delinquent loan payments and/or recovering collateral. They will promote the credit union’s mission and strive to maintain positive member relations by ensuring member contacts are conducted in a professional, ethical and responsible manner. This is a fast paced, high call volume work environment where you will be connecting with our members over the phone.

• Educate our members by providing information and support through trying times.
• Provide meaningful, careful, focused, and ethical lending solutions through active listening.
• Process and review Right of Offset to eligible member accounts.
• Contact delinquent members by phone, mail, and email; take appropriate action to bring current.
• Analyze the financial situation of delinquent borrowers; make recommendations to repossess collateral when other arrangements to bring the loan current are unsuccessful.
• Maintain accurate and complete files, collection notes and reports on all collection and recovery activity.
• Inform management of trends in loan underwriting contributing to delinquent/charged-off loans.
• Review and process Right of Offset to eligible member accounts.
• Adhere to Credit Union policies and all relevant regulations in connection with collections activity.
• Comply with Bank Secrecy Act (BSA) and other compliance requests and requirements.

Who You Are

• You are delightfully off‑beat: you’re different and proud of it!
• You are authentic and passionate about helping our Canvas team.
• You enjoy learning and want a career…not just a paycheck.
• You possess strong interpersonal skills and can connect with our members in a professional and calm manner.
• You’ve won service excellence awards and earned high fives and fist bumps for your awesomeness.
• You embrace change and seek new ways to serve our members and the community.
• You are a go‑getter and self‑starter and enjoy working independently.

We know you might not have every qualification we’ve listed. Passion and potential matter here. If you know you’re right for the position, let us know. We’re good at spotting talent.

Other Important Information

You’ll be asked to work a flexible schedule Monday through Friday – 40 hours per week. You’ll use standard office equipment such as computers, phones, printers, copiers, and filing cabinets. The position also requires manual dexterity – the ability to lift files and flex paperclips. Please note, this job posting is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required for this job. Duties, responsibilities, hybrid or remote work arrangements, and activities may change at any time. Canvas conducts pre‑employment background reviews (components include criminal, employment, address, social security number, motor vehicle record, sex offender, and global sanctions).

We are extending our search and are actively reviewing more candidates. Applications for this position will now be accepted through May 8, 2026. For consideration, applications must be received by 11:59 PM MST on May 8, 2026.

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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

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