Bilingual Small Business Credit Analyst (US & Canada)

Daimler Truck North America; Charlotte (NC); Hybrid; USD 65,000 - 85,000; Full time

Benefits offered by this job

Annual bonus program

401k company match

4 weeks paid vacation

15 holidays

8 weeks paid parental leave

Health plans

Onsite fitness

Tuition assistance

Volunteer time off

Short/long-term disability

Job summary

Daimler Truck Financial Services in Charlotte, NC is seeking a Credit Analyst to evaluate retail and lease applications, focusing on maximizing profitability while controlling risk. The role requires communication with dealers and customers in English and French, supporting US and Canadian credit portfolios, and collaborating with District Finance Managers to optimize credit strategies.

This hybrid position offers a collaborative environment with ongoing process improvements and growth

Qualifications

• BS/BA and preferably 0-2 years of relevant experience, or 4 years of relevant experience in lieu of a degree.
• 1 year hands-on experience with credit analysis and underwriting.
• 1 year of experience in Finance, Truck Discounting, Truck Remarketing, Fleet Services, Collections, Customer Service.
• Experience with Microsoft Office Suite.

Responsibilities

• Analyze, investigate, and decide retail and lease applications, including applications within the Canadian credit portfolio.
• Communicate credit decisions to dealers in English and French via phone and eCredit Pro.
• Negotiate conditioned approvals and alternative structures with dealers.
• Build relationships with dealers and regions; provide courteous, timely service to dealers in both English and French.
• Support District Finance Managers in buying strategies to balance credit risk and return.
• Validate application information, collect data, and resolve funding discrepancies per credit policies.
• Handle first-payment defaults and liaise between collections and dealers.
• Travel to dealerships to review business performance (5%).
• Support continuous improvement initiatives across US/Canada credit operations.

Skills

Credit analysis

Underwriting

Finance experience

Microsoft Office Suite

Education

BS/BA or equivalent

Tools

Microsoft Office

Job description

Daimler Truck Financial Services in Charlotte, NC is seeking a Credit Analyst to evaluate retail and lease applications, focusing on maximizing profitability while controlling risk. The role requires communication with dealers and customers in English and French, supporting US and Canadian credit portfolios, and collaborating with District Finance Managers to optimize credit strategies.

This hybrid position offers a collaborative environment with ongoing process improvements and growth