Bank Secrecy Act (BSA) Officer

Midwest Bank; Norfolk (NE); Presencial; USD 90.000 - 130.000; Jornada completa

Descripción de la vacante

Midwest Bank is seeking an experienced Bank Secrecy Act Officer to lead and oversee our BSA/AML compliance program, serving as the bank's subject matter expert in financial crime prevention, regulatory compliance, anti-money laundering efforts, and fraud risk mitigation.

If you have a strong compliance background, excellent analytical skills, and a passion for protecting financial institutions from risk, we'd love to hear from you.

Formación

• Five or more years of banking, compliance, audit, risk management, or BSA/AML experience.
• Experience managing a BSA/AML compliance program within a financial institution.
• Knowledge of community banking operations.
• Knowledge of investments and related banking services.

Responsabilidades

• Oversee and administer the Bank's BSA, AML, CFT, CIP, CDD, EDD, and OFAC compliance programs.
• Monitor regulatory requirements and ensure compliance with all applicable laws and guidance.
• Conduct and document BSA/AML risk assessments and recommend program enhancements.
• Review and investigate suspicious activity alerts and determine SAR filing requirements.
• Prepare and review Currency Transaction Reports (CTRs).
• Perform customer due diligence and enhanced due diligence reviews.
• Monitor high-risk customer relationships and account activity.
• Coordinate regulatory examinations, audits, and responses to examiner requests.
• Provide regular reporting to senior management and the Board of Directors.
• Develop and deliver employee BSA/AML/OFAC training programs.
• Serve as a trusted resource for employees regarding compliance concerns and suspicious activity reporting.
• Identify emerging financial crime risks and recommend mitigation strategies.

Conocimientos

BSA knowledge

AML regulations

CIP/CDD knowledge

OFAC regulations

Communication skills

Herramientas

Microsoft Office

Descripción del empleo

Help Protect Our Bank, Customers, and Community

We're seeking an experienced and highly motivated Bank Secrecy Act (BSA) Officer to lead and oversee our BSA/AML compliance program. This critical role serves as the bank's subject matter expert in financial crime prevention, regulatory compliance, anti-money laundering efforts, and fraud risk mitigation.

If you have a strong compliance background, excellent analytical skills, and a passion for protecting financial institutions from risk, we'd love to hear from you.

What You'll Do:

As our BSA Officer, you will:

• Oversee and administer the Bank's BSA, AML, CFT, CIP, CDD, EDD, and OFAC compliance programs.
• Monitor regulatory requirements and ensure compliance with all applicable laws and guidance.
• Conduct and document BSA/AML risk assessments and recommend program enhancements.
• Review and investigate suspicious activity alerts and determine SAR filing requirements.
• Prepare and review Currency Transaction Reports (CTRs).
• Perform customer due diligence and enhanced due diligence reviews.
• Monitor high-risk customer relationships and account activity.
• Coordinate regulatory examinations, audits, and responses to examiner requests.
• Provide regular reporting to senior management and the Board of Directors.
• Develop and deliver employee BSA/AML/OFAC training programs.
• Serve as a trusted resource for employees regarding compliance concerns and suspicious activity reporting.
• Identify emerging financial crime risks and recommend mitigation strategies.

What We're Looking For:

• Strong knowledge of:
  • Bank Secrecy Act (BSA)
  • Anti-Money Laundering (AML) regulations
  • USA PATRIOT Act requirements
  • Customer Identification Program (CIP)
  • Customer Due Diligence (CDD)
  • Beneficial Ownership requirements
  • Office of Foreign Assets Control (OFAC) regulations
• Exceptional communication, organizational, and analytical skills.
• Ability to interpret complex regulations and effectively communicate requirements throughout the organization.
• High level of integrity, professionalism, and confidentiality.
• Proficiency with Microsoft Office products.

Qualifications:

• Five or more years of banking, compliance, audit, risk management, or BSA/AML experience.
• Experience managing a BSA/AML compliance program within a financial institution.
• Knowledge of community banking operations.
• Knowledge of investments and related banking services.

Why Join Us?

• Be part of a team that plays a vital role in protecting customers and the bank.
• Work in a collaborative and supportive environment.
• Gain exposure to banking operations, compliance, fraud prevention, and customer service.
• Contribute to continuous improvement initiatives that make a real impact.

We offer an excellent benefits package including:

• Health, Dental & Vision Insurance
• 401(k) & Profit Sharing
• Paid Holidays
• Wellness Benefits
• Paid Vacation & Sick Time

Midwest Bank is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.