Bank Finance Pricing Analyst: Lending & Analytics

Charles Schwab; Lone Tree (CO); Hybrid; USD 70,000 - 100,000; Full time

Benefits offered by this job

401(k) with company match

Employee stock purchase plan

Paid time off and sabbatical after 5 y

Parental leave and family benefits

Tuition reimbursement

Health, dental, and vision insurance

Job summary

Charles Schwab is seeking a Lending Pricing Analyst to support pricing decisions for PAL, Mortgage, and HELOC products. You will analyze pricing requests, review pricing exceptions, and assist loan purchase activities while partnering with Sales, Operations, and Risk teams.

This role focuses on delivering data-driven recommendations to improve profitability, risk management, and client-focused lending outcomes in a collaborative environment.

Qualifications

• Bachelor's degree in Business, Finance, Economics, or a related field.
• 1+ years of experience in lending pricing, profitability analysis, financial analysis, or related banking function.
• Proficiency with Microsoft Excel and reporting tools.
• Ability to apply analytical thinking to evaluate data and support business decisions.
• Ability to manage multiple priorities with accuracy and attention to detail.
• Strong problem-solving and decision-making skills.
• Effective written and verbal communication skills.
• Experience building collaborative relationships across cross-functional teams.

Responsibilities

• Support pricing decisions across lending products (PAL, Mortgage, HELOC) and influence pricing outcomes.
• Analyze loan pricing requests and pricing exceptions; support loan purchase activities.
• Provide data-driven recommendations to support business growth, risk management, and client solutions.
• Collaborate with Sales, Operations, Finance, and Risk teams to drive performance.

Skills

Analytical thinking

Excel

Data analysis

Written and verbal communication

Cross-functional collaboration

Multi-tasking

Problem solving

Education

Bachelor's degree in Business/Finance/Economics

Tools

Microsoft Excel

Job description

Charles Schwab is seeking a Lending Pricing Analyst to support pricing decisions for PAL, Mortgage, and HELOC products. You will analyze pricing requests, review pricing exceptions, and assist loan purchase activities while partnering with Sales, Operations, and Risk teams.

This role focuses on delivering data-driven recommendations to improve profitability, risk management, and client-focused lending outcomes in a collaborative environment.