Backend Engineer - Cash Line Platform (Remote)

Upstart; Austin, New York (TX, NY); Hybrid; USD 142,000 - 197,000; Full time

Benefits offered by this job

Competitive compensation

401(k) match

ESPP

Comprehensive health coverage

Wellness allowance

Productivity allowance

Onsite perks

Job summary

Upstart is hiring a Software Engineer for the Cash Line team. You will design, build, and operate backend services and APIs powering pricing, underwriting, funding, and account management for borrower journeys.

Remote-first role with US and Canada flexibility. You’ll work with backend services, APIs, and data flows, collaborating closely with product managers and engineers to deliver features at scale and reliability.

Qualifications

• Bachelor's degree in CS/Engineering or equivalent practical experience, plus 4+ years of software engineering experience.
• Backend services and APIs experience in Python, Java, Kotlin, Ruby, or Node.js.
• REST or GraphQL API design and distributed systems or service-oriented architectures.
• Solid fundamentals in writing tested, maintainable code and code reviews.
• Ability to work with product and design partners to deliver features from requirements through production.

Responsibilities

• Design, build, and maintain reliable backend services and APIs that support Cash Line and the broader borrower journey.
• Develop systems that power offer generation, pricing, underwriting, funding, and account management experiences.
• Work across the stack to integrate backend capabilities with borrower-facing apps and partner systems.
• Collaborate with product managers, designers, and engineers to scope, build, and ship features that improve borrower flows and reduce friction.
• Write well-tested, maintainable code and participate in code reviews to raise quality and consistency.

Skills

Backend services

APIs (REST/GraphQL)

Python

Java

Kotlin

Node.js

Distributed systems

Education

Bachelor's degree in CS/Engineering

Tools

CI/CD

Job description

Upstart is hiring a Software Engineer for the Cash Line team. You will design, build, and operate backend services and APIs powering pricing, underwriting, funding, and account management for borrower journeys.

Remote-first role with US and Canada flexibility. You’ll work with backend services, APIs, and data flows, collaborating closely with product managers and engineers to deliver features at scale and reliability.