Backend Architect, Binance Pay & Card

Binance; United States; Remote; USD 180,000 - 240,000; Full time

Benefits offered by this job

Remote-first

Competitive salary

Company benefits

Job summary

Binance ищет Backend Architect для Pay&Card команды, чтобы спроектировать и построить системы, связанные с выпуском карт и их жизненным циклом. Взаимодействие с кросс-функциональными командами, обеспечение безопасности, масштабируемости и соответствия платежным сетям. Роль предполагает активную практику разработки.

Требуется 8+ лет опыта в бэкенд-разработке на Java/Spring, опыт в финтех и карточных проектах; удаленная работа с гибким графиком и конкурентная компенсация.

Qualifications

• 8+ лет бэкенд-инженерии, опыт с Java/Spring
• Безопасная архитектура и дизайн распределённых систем
• Опыт работы с картами и платежной инфраструктурой
• Знание процессов сертификации карт (Visa/MasterCard) и внедрения onboarding
• Опыт работы в финтехе/стартапе, выпускающем карты
• Опыт работы в командной agile-среде
• Знание экосистемы платежей и сетевых стандартов

Responsibilities

• Архитектура, сборка и поддержка бэкенд-систем для эмиссии карт и управления жизненным циклом карт
• Руководство техническим дизайном процессов сертификации карт и их внедрением
• Определение архитектуры системы и интеграционных паттернов для сервисов карт
• Обеспечение надежности, масштабируемости и соответствия требованиям платежных сетей
• Сотрудничество с продуктом, комплаенсом и инженерами для перевода бизнес-требований в спецификации
• Установление лучших практик разработки, качество кода и документации
• Работа руками — роль строителя, а не только консультанта

Skills

Java/Spring

Card systems knowledge

System design

Distributed systems

Payment standards

Fintech/startup experience

Agile environments

Tokenization

Tools

Card certification processes

Job description

Описание: Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300+ million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, and more. Binance mission is to increase the freedom of money and financial access for people around the world. The Binance Pay&Card team is revolutionizing the way people transact and manage their finances globally. Binance Pay is a cutting-edge payment solution that enables users to send, receive, and pay with crypto seamlessly. Join us to be part of a dynamic team driving the future of digital payments and financial technology. As a Backend Architect on the Pay&Card Team, you will be responsible for architecting and building card-related systems end to end. You will work closely with cross-functional teams to design scalable, secure, and compliant infrastructure that supports card systems and lifecycle management.

Задачи:

• Architect, build, and maintain backend systems for card issuing and card lifecycle management
• Lead the technical design and implementation of card certification processes (Visa, MasterCard, Apple Pay / Google Pay onboarding programs)
• Define and drive the system architecture, service boundaries, and integration patterns for card platform services
• Ensure system reliability, scalability, and compliance with payment network standards
• Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications
• Establish engineering best practices, code quality standards, and technical documentation for the team
• Work hands-on — this is a builder role, not a pure advisory position

Требования:

• 8+ years of backend engineering experience with strong Java / Spring expertise
• Direct experience building or maintaining a card system
• Experience with card certification processes and/or card onboarding programs
• Strong system design and architecture skills, with experience in distributed systems and high-throughput payment infrastructure
• Understanding of card network standards, payment flows, and compliance requirements
• Experience at a fintech, startup, or crypto company that has issued cards
• Familiarity with card lifecycle management, tokenization, and payment gateway integrations
• Experience working in agile, fast-paced environments with short release cycles

Why Binance Shape the future of finance

Collaborate with world-class talent in a user-centric global organization with a flat structure Tackle challenging projects in a fast-paced and innovative enviornment with autonomy Thrive in a results-driven workplace with opportunities for career growth and continuous learning Competitive salary and company benefits Remote-first, work-from-home arrangement (may vary depending on the nature of the role and team)

Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success. By submitting a job application, you acknowledge that you have read our Candidate Privacy Notice. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.