Binance Accelerator Program - Backend Engineer, Pay & Card

Binance; United States; Remote; USD 18,000 - 30,000; Full time

Benefits offered by this job

Remote-first

Job summary

Binance is seeking a Backend Engineer intern for the Pay & Card team to help design, build, test, and maintain backend services powering Binance Pay and Card products. You will work with cross-functional teams to deliver reliable, secure payment infrastructure and scalable APIs for processing transactions.

The role emphasizes hands-on experience with high-throughput systems, databases, queues, and distributed architectures, while offering learning opportunities in payments and fintech innovation.

Qualifications

• Pursuing Bachelor’s or Master’s degree in Computer Science, Software Engineering, Computer Engineering, or a related field.
• Strong foundation in data structures, algorithms, OOP, and CS fundamentals.
• Proficiency in at least one backend language such as Java, Go, C++, Python.
• Understanding of relational databases, SQL, indices, transactions, and DB design.
• Familiarity with RESTful APIs, HTTP, networking and client-server architectures.
• Ability to write clear, maintainable code and reason about problems.
• Strong communication and willingness to learn in a fast-moving environment.

Responsibilities

• Design, develop, test, and maintain backend services powering Binance Pay and Card products.
• Build scalable APIs and microservices for payment processing and merchant services.
• Participate in distributed systems for high-volume, low-latency transactions.
• Work with databases, caching, queues, and infrastructure to improve performance.
• Implement robust transaction workflows with retries, idempotency, concurrency, and failure handling.
• Assist with production troubleshooting via logs, metrics, traces, and root-cause analysis.
• Write clean, well-tested code and participate in code reviews.
• Collaborate with product teams to translate requirements into technical solutions.
• Contribute to improvements in reliability, observability, and security.

Skills

Data structures

Algorithms

OOP fundamentals

RESTful APIs

Java/C++/Python

Education

Pursuing BS/MS in CS/SE

Tools

MySQL

PostgreSQL

Redis

Kafka

Job description

Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300+ million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, and more. Our mission is to increase the freedom of money and financial access for people around the world.

About the Role
As a Backend Engineer on the Pay & Card team, you will work on backend systems powering crypto and fiat payment experiences for users and merchants globally.You will collaborate with backend engineers, product managers, QA engineers, and other cross-functional teams to build reliable, secure, and scalable payment services. You will gain hands-on experience with high-throughput transaction systems, distributed architectures, payment processing, and financial infrastructure.

Responsibilities

• Design, develop, test, and maintain backend services supporting Binance Pay and Card products.
• Build scalable APIs and microservices for payment processing, transaction management, merchant services, and related financial workflows.
• Participate in the development of distributed systems handling high-volume and latency-sensitive transactions.
• Work with databases, caching systems, message queues, and other infrastructure components to improve system performance and reliability.
• Implement robust transaction workflows with appropriate handling for retries, idempotency, concurrency, and failure scenarios.
• Assist with troubleshooting production issues through logs, metrics, tracing, and root-cause analysis.
• Write clean, maintainable, well-tested code and participate in code reviews.
• Collaborate with product and engineering teams to translate business requirements into technical solutions.
• Contribute to improvements in system reliability, observability, security, and engineering practices.

Requirements

• Currently pursuing a Bachelor’s or Master’s degree in Computer Science, Software Engineering, Computer Engineering, or a related technical field.
• Strong foundation in data structures, algorithms, object-oriented programming, and computer science fundamentals.
• Proficiency in at least one backend programming language such as Java, Go, C++, Python, or a similar language.
• Understanding of relational databases and SQL, including indexes, transactions, and database design fundamentals.
• Familiarity with RESTful APIs, HTTP, networking, and client-server architecture.
• Understanding of operating systems, concurrency, and common backend engineering concepts.
• Ability to write clear, maintainable code and reason systematically about technical problems.
• Strong communication skills and willingness to learn in a fast-moving engineering environment.

Nice to Have

• Familiarity with MySQL/PostgreSQL, Redis, Kafka, or other message-queue technologies.
• Understanding of distributed-system concepts such as consistency, availability, replication, caching, asynchronous processing, and fault tolerance.
• Knowledge of payment concepts such as authorization, capture, settlement, refunds, reconciliation, chargebacks, and payment lifecycle management.
• Previous backend engineering internship, personal project, hackathon, or open-source experience.
• Interest in cryptocurrency, blockchain, fintech, and payment infrastructure.

Why Binance

• Shape the future of finance
• Collaborate with world-class talent in a user-centric global organization with a flat structure
• Tackle challenging projects in a fast-paced and innovative enviornment with autonomy
• Thrive in a results-driven workplace with opportunities for career growth and continuous learning
• Competitive salary and company benefits
• Remote-first, work-from-home arrangement (may vary depending on the nature of the role and team)

Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success.

By submitting a job application, you acknowledge that you have read our Candidate Privacy Notice.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.