B2B Credit Analyst - Invoice-to-Cash

Hirewell; Seattle (WA); Hybrid; USD 78,000 - 120,000; Full time

Job summary

Hirewell's client, a large-scale AI company, seeks a Credit Analyst to join its Invoice to Cash team on a contract basis in Seattle. This role focuses on evaluating new B2B customers, recommending credit limits, and ensuring sound risk decisions as the business scales.

The ideal candidate combines strong credit analysis with clear documentation and cross-functional collaboration across Sales, Revenue and Legal to support rapid growth while maintaining controls.

Qualifications

• 3+ years of business-to-business credit analysis experience
• Experience with OTC/invoice-to-cash processes in high-volume environments
• Strong written documentation skills supporting audit and revenue recognition
• Ability to communicate credit decisions clearly to cross-functional teams

Responsibilities

• Review new B2B customer accounts and recommend credit limits, payment terms, or other risk mitigation.
• Review existing customers requesting additional credit or higher exposure.
• Review and clear order holds for customers with past-due balances, balancing risk and revenue.
• Evaluate prospective customers for fraud or account-opening risk.
• Monitor changes in payment behavior, exposure, or public information to indicate increased risk.
• Document credit reviews, decisions, and exceptions clearly for audit and controls.
• Track credit review volume, turnaround time, exposure, and recurring issues.
• Identify where credit reviews add friction without reducing risk.
• Recommend improvements to the credit review process, including policies, thresholds, tooling, or automation.
• Partner with Sales, Deal Desk, Collections, Revenue Accounting, Legal, and OTC leadership.

Skills

Credit analysis

Documentation

Communication

Risk assessment

Policy improvement

Tools

Salesforce

NetSuite

Oracle

SAP

Stripe

Job description

Hirewell’s client is a large-scale AI company seeking a Credit Analyst to join its Invoice to Cash team on a contract basis. This is a newly created function focused on evaluating new B2B customers, recommending credit limits, reviewing credit holds, and helping the business make smart decisions as customer volume and usage continue to grow quickly.

This is not a traditional bank credit role and it is not a slow-moving corporate credit administration seat. The right person will be comfortable making frequent credit recommendations in a high-growth, fast-changing environment where the business is still building process, policy, and tooling.

Invoice to Cash owns the work between a signed order and cash in the bank, including credit, billing support, collections, and cash application. This role sits at the front end of that process. You will recommend how much credit to extend to new B2B customers, whether orders should be released for existing customers with past-due balances, and when changing customer behavior or exposure should be escalated before it becomes a larger collections issue.

Why This Role Is Different

This is a chance to help build a credit function inside one of the most important technology categories in the market. The company is growing quickly, the customer base is expanding, and many customers are usage-based, which means exposure can change fast. The work requires good judgment, speed, accuracy, and the ability to balance risk with business momentum.

The ideal person will not just process a queue. They will understand what they are seeing, document decisions clearly, identify patterns, and help improve the way credit reviews are handled as the function matures.

What You Will Do

• Review new B2B customer accounts and recommend credit limits, payment terms, prepayment, or other risk mitigation.
• Review existing customers requesting additional credit or higher exposure.
• Review and clear order holds for customers with past-due balances, balancing collection risk, customer relationship, and revenue opportunity.
• Evaluate prospective customers for fraud or account-opening risk.
• Monitor existing customers for changes in payment behavior, exposure, or public information that may indicate increased risk.
• Document credit reviews, decisions, and exceptions clearly so the credit file supports audit, controls, and revenue recognition requirements.
• Track credit review volume, turnaround time, exposure, outcomes, and recurring issues.
• Identify where credit reviews are adding friction without reducing risk.
• Recommend improvements to the credit review process, including where policies, thresholds, documentation, tooling, or automation can better support speed, accuracy, and risk management.
• Partner with Sales, Deal Desk, Collections, Revenue Accounting, Legal, and Invoice to Cash leadership.

What We Are Looking For

• 3+ years of business-to-business credit analysis experience, including reviewing new customer accounts, recommending credit limits, payment terms, and clearing order holds for customers with past-due balances.
• Queue management within OTC, invoice-to-cash, AR, collections, billing, or financial operations in a high-volume, fast-paced environment.
• Strong written documentation skills; able to clearly document credit reviews, credit decisions, exceptions, and credit files in a way that supports audit, controls, and revenue recognition requirements.
• Able to balance collection risk, customer relationship, and revenue opportunity, while clearly communicating credit decisions and conditions to Sales, Deal Desk, Collections, Revenue Accounting, Legal, and Invoice to Cash teams.

Strong Candidates May Also Have

• Experience in fast-growing, ambiguous environments where process, policy, and tooling are still being built.
• Experience in technology, software, telecom, payments, or another high-volume B2B environment.
• Exposure to Dun & Bradstreet, Moody’s, Experian, Creditsafe, or similar credit data providers.
• Experience with Tesorio, HighRadius, Billtrust, Growfin, Salesforce, Stripe, NetSuite, Oracle, SAP, or similar systems.
• Knowledge of SOX controls and/or audit support related to OTC, AR, collections, or credit.
• Use of AI tools to improve personal work product, efficiency, documentation, research, or review quality.Proactive about suggesting process improvements as volume grows or recurring issues emerge.
• Credit Analyst
• B2B Credit Analyst
• Commercial Credit Analyst
• Credit Operations Analyst
• Credit & Collections Analyst
• Accounts Receivable Credit Analyst
• Order-to-Cash Analyst
• AR Operations Analyst
• Billing Operations Analyst
• Customer Finance Analyst
• Credit Administrator
• Credit Specialist
• Credit Manager

Hirewell and our clients are Equal Opportunity Employers. We evaluate candidates without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other status protected by law.