Auto Risk Strategy Lead — Data-Driven Insights

Capital One National Association; Plano (TX); Hybrid; USD 110,000 - 125,000; Full time

Benefits offered by this job

Health centers

Cafeterias

Green spaces

Job summary

Capital One seeks a Principal Risk Associate in the Financial Services Auto Risk Office to provide professional risk judgment and deploy innovative solutions mitigating risks to the Company. You will develop strategic risk strategies and enable data-driven decisions in a cross-functional, high-impact environment.

You will collaborate with senior leaders, technology, compliance, legal, and Operational Risk Management to deliver effective risk programs while driving customer-centric outcomes and

Qualifications

• High School diploma, GED or equivalent certification.
• At least 3 years of experience in risk or process management.
• At least 3 years working with internal business customers.
• Bachelor's Degree or military experience.
• 5+ years of experience in risk or process management.
• 5+ years working with internal business customers.

Responsibilities

• Develop a deep understanding of business strategies, products, services, and risk profile.
• Identify and assess the impact of the changing regulatory environment on business objectives and risk appetite.
• Analyze data to proactively identify risks and trends and provide insights that support internal customers in decision-making.
• Provide guidance and advice to business partners on implementing risk policies and programs.
• Drive collaboration between the risk, compliance, legal, and other business support functions.
• Ensure independent escalation of risk management gaps, issues, and concerns to executive management and when appropriate, the Board of Directors, including emerging risks and regulatory focus areas.
• Identify opportunities to improve risk management practices and develop solutions to perfect risk management, eliminate waste, and deliver an exceptional customer experience
• Drive containment and remediation of process breakdowns in conjunction with compliance, legal and business process teams
• Ability to analyze trends, determine root cause, and propose solutions

Skills

Analytical thinking

Problem solving

Communication

Cross-functional collaboration

Influencing leadership

Education

Bachelor's degree

Military experience

Job description

Capital One seeks a Principal Risk Associate in the Financial Services Auto Risk Office to provide professional risk judgment and deploy innovative solutions mitigating risks to the Company. You will develop strategic risk strategies and enable data-driven decisions in a cross-functional, high-impact environment.

You will collaborate with senior leaders, technology, compliance, legal, and Operational Risk Management to deliver effective risk programs while driving customer-centric outcomes and