Associate Underwriter E&S Homeowners Personal Lines

Howden Group; San Diego (CA); Presencial; USD 70.000 - 80.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical

Dental

Vision

Wellbeing programs

Competitive salary

Unlimited PTO

401k with company match

Paid volunteer days

Descripción de la vacante

Howden Group, based in San Diego, seeks an Associate Underwriter for the E&S Homeowners division. You will support underwriting activities, assist with quoting and binding, and service brokers to grow the business.

This role offers exposure to risk assessment and client interactions within a developing underwriting team. Ideal candidates have a Bachelor’s degree and 0-3 years of underwriting or insurance experience, with strong communication skills and proficiency in MS Office.

Formación

• Excellent written and verbal communication skills and general business understanding.

Responsabilidades

• Process submissions by providing account triage for Underwriters.
• Provide backup support for Underwriters when traveling in the market.
• Gather and compile information required to quote and/or bind an account.
• Generate, edit, and send out correspondence on behalf of the Underwriters (declinations, follow-ups).
• Demonstrate basic understanding of technical underwriting principles and risk characteristics.
• Learn market dynamics and product differences; attend weekly underwriting meetings if applicable.
• Provide customer service and underwriting support to help achieve premium goals.
• Build relationships with producers under supervision from senior underwriters.
• Fill in for other team members to ensure business continuity during peak periods.
• Assist Underwriters as requested.
• Complete related clerical and administrative duties.

Conocimientos

Communication skills

Independent work

Attention to detail

Team collaboration

Educación

Bachelor’s degree in risk management, finance, business or related field

Herramientas

Microsoft Office Suite

Descripción del empleo

At DUAL North America, our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world. The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key. DUAL North America, Inc. is seeking a Associate Underwriter E&S Homeowners Personal Lines. Classification: Exempt/Full-Time. Reports to: VP Underwriting, E&S Homeowners. Travel: 0-10%. Salary: $70,000 - $80,000. Location: San Diego, CA.

Role overview

DUAL North America is seeking an Associate Underwriter for the E&S Homeowners division. At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account quoting and binding, prepare and distribute various types of communications, and provide quality customer service through the underwriting life cycle. Supporting a team of underwriters within the E&S Homeowners division, you will assist with policy transactions, underwriter support, and daily workflows.

Role responsibilities

• Process submissions by providing account triage for Underwriters
• Provide backup support for Underwriters when traveling in the market
• Gather and compile information required to quote and/or bind an account
• Generate, edit, and send out a variety of correspondence on behalf of the Underwriters such as declination letters, quote follow ups and subjectivity reminders
• Demonstrate basic understanding of technical underwriting principles and risk underwriting characteristics
• Learn market dynamics, competitive landscape, and product differences (attend weekly underwriting meetings if applicable, ask questions) - need to understand what business is selling (understanding why deals are lost and adjusting accordingly)
• Provide customer service and underwriting support to help achieve new and renewal premium goals
• Build relationships with producers with supervision from more senior underwriters
• Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable
• Assist Underwriters as requested
• Complete other related clerical and administrative duties as assigned

Underwriting Authority

• Working towards Underwriting Authority, but does not have it yet
• Quote issuance as approved by senior or junior underwriter
• Binder issuance as approved by senior or junior underwriter
• Policy Issuance review
• Conduct inspection review and analysis resulting in appropriate issue identification and process post inspection changes as necessary within authority

Key requirements

• Bachelor’s degree in risk management, finance, business or a related field preferred
• 0-3 year underwriter or insurance experience
• Foundational knowledge of insurance principles
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint)
• Ability to follow policies and procedures
• Complete assigned tasks correctly, on time and able to learn quickly
• Self-motivated and demonstrating attention to detail
• Be able to work independently for extended periods
• Excellent written and verbal communication skills as well as general business understanding
• Must work well in a team environment; collaboration and teamwork are at the core of the organization
• Ability to travel up to 10% with an underwriter to shadow and participate in interactions between Underwriters and brokers
• Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment

What we offer

• Medical
• Dental
• Vision
• A wide variety of wellbeing offers
• Competitive salary
• Unlimited PTO
• 401k with company match
• Paid volunteer days

EEO Statement

We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. DUAL will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.

Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They're invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.