Associate Underwriter

Windward Risk Managers; United States; On-site; USD 65,000 - 80,000; Full time

Benefits offered by this job

Health insurance

401(k) match with vesting

Paid time off (PTO)

Tuition reimbursement

Career development

Job summary

Windward Risk Managers is seeking an Associate Underwriter to review and evaluate new and renewal homeowner risks, including inspections and endorsements. The role emphasizes learning, mentorship, and professional growth within a supportive team.

The position offers comprehensive benefits, a competitive salary, and opportunities for advancement. Eligible states are specified, with a focus on compliance and excellent customer service to agents and clients.

Qualifications

• Bachelor’s degree in business or related field is required.
• Strong problem-solving and analytical abilities are needed.
• Excellent written and verbal communication skills required.

Responsibilities

• Review new and renewal homeowner risks and related documents.
• Evaluate eligibility, insurable value and rate factors.
• Ensure compliance with state laws and company guidelines.
• Provide timely, professional service to agents and colleagues.
• Develop underwriting expertise through training and development activities.

Skills

Problem Solving

Judgment

Communication

Organization

Education

Bachelor’s degree in business related field

Tools

Microsoft Office

Job description

**** Start date will be in January 2027 ****
***** Must reside in one of the following states for this role *****
Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, or Virginia

Introduction

Will you be graduating this year with a passion for risk assessment? Are you looking to kickstart your career in the insurance industry? Join our team as an Associate Underwriter and embark on a journey of learning and professional growth.

What We Offer

• Comprehensive underwriting training program.
• Mentorship from seasoned professionals in the insurance industry.
• Opportunities for career advancement and professional development in a growing and dynamic company.
• Competitive salary and excellent benefits package.
• A dynamic and inclusive work environment that values teamwork and innovation.

Position Summary

This is a staff position involved in the review and evaluation of new and renewal homeowner risks. The Associate Underwriter primary responsibilities include review of property inspections, applications, endorsements and related correspondence.

Essential Functions

• Complete daily assignments for new and renewal business in a paperless environment.
• Review property applications and related documents to confirm eligibility, insurance to value and rate factor verification.
• Effectively manages work items in compliance:
  • Time/service standards
  • Within established efficiency and quality standards
• Provide exceptional customer service with agents and other company support positions via written correspondence.
• Develop underwriting expertise by building technical knowledge through learning and development activities.
• Implement underwriting decisions in compliance with state laws and company guidelines.
• Perform other duties as may be assigned.

Why Windward Risk Managers

• Windward Risk Managers is proud to be recognized on Fortune's 2026 Best Medium Workplaces list, ranking #28 among the Top 100 companies
• 100% employer paid health insurance for employees
• Up to 6% 401(k) match with immediate vesting
• Long-term and short-term disability insurance
• 3 weeks PTO to start + generous paid holidays
• Tuition reimbursement and continuing education support
• Collaborative and growth focused culture

Qualifications

• Bachelor’s degree in business related field.
• Knowledge of prevalent industry computer software (Microsoft Office, etc.)

Core Competencies

• Problem Solving: Identifying and resolving problems in a timely manner, developing solutions, working well in team environment to problem-solve.
• Judgment: Reaching sound conclusions by evaluating data and options for action.
• Communication: Communicating clearly and persuasively in positive and negative situations, both orally and written
• Organization: Organizing work and prioritizing tasks

Due to current business and operational considerations, we currently hire employees residing in the following states at this time: AL, AR, CA, CT, FL, GA, KY, MO, NC, NV, OH, SC, TN, TX, VA, and WI.

Candidates must be authorized to work for any employer in the U.S. without requiring visa sponsorship now or in the future.

WRM is committed to providing equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or veteran status. We take affirmative action to ensure that all employment decisions are based on merit, qualifications, and abilities.

Notice to Third Party Agencies: WRM does not accept unsolicited resumes from third party recruiting firms. Absent a signed Service Agreement by WRM’s Human Resources Department, WRM reserves the right to pursue and hire these candidates without financial obligation to recruiters or agencies.