Associate Underwriter

Motion Specialty; Charleston (SC); On-site; USD 40,000 - 70,000; Full time

Job summary

An established industry player is seeking a motivated individual to join their Personal Lines Division. This entry-level role offers the opportunity to work with affluent clients on high-value insurance products. You will analyze contracts, assess risks, and develop relationships with partners while contributing to premium projections. This dynamic position allows you to enhance your insurance knowledge and skills in a supportive environment. If you are dedicated, innovative, and eager to grow in the insurance field, this is the perfect opportunity for you to make a significant impact.

Qualifications

• 1 year or less insurance experience; underwriting experience preferred.
• RMI degree or relevant certifications preferred.

Responsibilities

• Underwrite High Value Homeowners risks and analyze inspection reports.
• Develop relationships with carrier partners and maintain service standards.

Skills

Analytical Skills

Communication Skills

Customer Service

Problem Solving

Time Management

Education

RMI degree

CPCU certification

PLCS certification

CPIW certification

1-3 years of P&C Underwriting experience

Tools

MS Word

MS Excel

Job description

This position will be working in a niche market within our Personal Lines Division. The person in this position will be working with affluent clientele on high value product placement. This position will review, analyze, and inspect insurance contracts while collecting competitive data to analyze our program’s place within the market.

Job Responsibilities:

• Underwrite High Value Homeowners (“HVH”) risks on behalf of Motion Specialty by understanding the risk appetite and rating of the product.
• Develop a thorough understanding of the product policy wording and help to enhance our proposition in line with the wider HVH market.
• Analyze inspection reports, location, risk, credit reports, etc. to accept or reject new/renewal property and casualty business.
• Perform wholesale agency visits to solicit feedback on our service standards, our competition, and to build a professional relationship with our wholesale partners.
• Obtain competitor data to analyze how our programs fit with regards to:

1. rate
2. policy form
3. ease of use, etc.

Actively participate in setting and obtaining premium projections for their product lines.

Review applications, loss runs, reports, etc. for acceptance within company service standards.

Be comfortable discussing team goals and actively participating in achieving them.

Maintain company education requirements and pursue education to enhance insurance knowledge.

Adhere to company-wide service standards.

Develop and maintain effective relationships with carrier partners.

Education and Work Experience:

• 1 year or less insurance experience, underwriting experience preferred.
• AND an RMI degree or CPCU, or PLCS, or CPIW preferred.
• OR 1 to 3 years of experience in P&C Underwriting or related field preferred.

Knowledge Skills & Abilities:

• Ability to handle difficult situations while maintaining composure.
• Dedicated & Hard Working.
• Creative and Innovative.
• Ability to multi-task, prioritize, make quick decisions and be flexible in a fast-paced environment.
• Ability to coordinate travel arrangements when necessary.
• Ability to maintain confidentiality.
• Capacity to analyze information and general math skills.
• Computer experience a must, MS Word & Excel experience required.
• Excellent oral and written communication skills.
• Exceptional interpersonal skills.
• Interest in selling products and services based on customer needs.
• Ability to clearly and effectively present (both written and verbal) to external business partners, management and internal business partners.
• Exhibits a professional appearance when representing the organization during agency visits or meetings.

Typical Physical Demands:

Requires the ability to sit or stand for long periods of time, occasional stooping, and reaching; may require lifting up to 25 pounds; requires normal range of vision and hearing with or without accommodations.

Seniority level

Entry level

Employment type

Full-time

Job function

Finance and Sales

Industries

Insurance