Associate Underwriter

Crumdale Specialty; Philadelphia (Philadelphia County); On-site; USD 55,000 - 80,000; Full time

Job summary

Crumdale Specialty seeks an Associate Underwriter with 3 to 5 years of experience to provide technical expertise in evaluating new business and renewals. This role involves ensuring quotes align with company goals and developing trust-based relationships to influence risk management and pricing decisions. The ideal candidate will demonstrate strong analytical skills and a good communication ability, crucial for driving successful outcomes.

Qualifications

• 3 to 5 years of progressive underwriting experience.
• Experience with self-funded plans is a plus.
• Ability to balance judgement, analysis, and creativity.

Responsibilities

• Oversee timely and accurate completion of renewals and proposals.
• Develop relationships with key constituents in risk management.
• Conduct internal reviews to maintain compliance with rates and processes.

Skills

Analytical skills

Creative thinking

Communication

Tools

SalesForce

Ugan underwriting system

Job description

Crumdale Partners is a diversified insurance firm providing custom, self-funded healthcare solutions to a limited distribution network of brokers, consultants, and agents nationwide. Ranked on the Inc. 5000 Fastest Growing Companies and Best Workplaces, we leverage industry expertise, superior talent, data analytics, and a disruptive mindset to manufacture, underwrite, and administer agile, transparent, and cost-saving solutions. We optimize the fragmented health benefits supply chain to reduce health benefit costs and create better outcomes for employers and employees.

At Crumdale, people come first. We strive to make a positive impact on the people we serve. We believe this starts with the passion and purpose of our team. Our company culture is rooted in alignment, innovation, and integrity.

The Associate Underwriter role will provide technical expertise in evaluating new business and renewals, providing quotes which reflect the risk profile of the account as well as the goals of the company. The successful candidate has demonstrable insurance knowledge, with experience leading to an underwriting career. An early track record of balancing creative thinking with strong business judgement and analytical skills, this role will underwrite opportunities utilizing Crumdale’s unique solutions.

Duties & Responsibilities:

• Oversee production to ensure timely and accurate completion of renewals and proposals.
• Reviews renewal and new business proposals to ensure that quoted business is in line with Company objectives, goals and solutions.
• Develop relationships with key constituents and decision makers based on trust and credibility to enhance influence on risk management and pricing decisions.
• Provide solid and persuasive arguments to move Sales and external audiences toward appropriate risk solutions. Enhance department influence by negotiating workable solutions, meeting deadlines and providing responsive service.
• Lead departmental efforts in areas such as, but not limited to, pricing policy, departmental policies and procedures, product development, interdepartmental processes or corporate projects.
• Conduct periodic internal reviews in order to maintain compliant rates, controls and processes.

• 3 to 5 years of progressive experience which can be the foundation of successful underwriting.
• Exposure to self-funded plans, with level-funded exposure a plus.
• General knowledge and understanding of self-funded and fully-insured markets, including experience understanding and interpreting claim reporting from various external sources.
• Ability to balance judgement, analytical skills and creative thinking.
• A good communicator; collaborating with Sales and other key constituents to drive successful outcomes.
• Exposure to the Ugan underwriting system and SalesForce a plus.

Please note: Crumdale Specialty will not be engaging with external recruitment agencies. We kindly request that agencies refrain from contacting us regarding this position.