Associate General Counsel

Visio Lending; Austin (TX); On-site; USD 180,000 - 280,000; Full time

Job summary

Visio Lending, a national rental home financing leader founded in Austin, Texas, seeks an Associate General Counsel to join its in-house legal team. This senior role supports regulatory compliance, commercial contracts, capital markets, and corporate governance while advising the executive team.

You will partner with Finance, Operations, IT, HR, and Vendors, oversee the Default Servicing team and REO processes, manage outside counsel, and help shape governance and controls across the

Qualifications

• J.D. from an accredited law school.
• Active bar license in at least one US jurisdiction.
• 8+ years of relevant legal experience in financial services, including in-house.

Responsibilities

• Advise on federal and state laws impacting mortgage lending and financial services.
• Draft and negotiate commercial agreements and vendor contracts.
• Support underwriting guideline updates and legal escalations.
• Oversee default servicing, litigation and bankruptcy strategy.
• Direct outside counsel and third-party servicers to ensure compliance.
• Oversee REO properties and the foreclosure-to-REO handoff process.
• Collaborate with Capital Markets on securitizations and debt financings.
• Support governance matters and board-related minutes/resolutions.

Skills

Bar admission

8+ years legal experience

Education

Juris Doctor (J.D.)

Job description

Please be advised: Visio Lending does not accept unsolicited resumes or services from third-party recruitment agencies. In the event, a recruiter or agency submits a resume or candidate without an agreement Visio Lending shall explicitly reserve the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to Visio Lending employees, shall be deemed the property of Visio Lending.

About Visio Lending

Visio Lending is the nation’s leader in rental home financing. Founded in 2012 in Austin, Texas, Visio enables small- to medium- sized investors to grow their rental home, and vacation rental portfolios. Headquartered in fantastic Austin, Texas, since late 2015, Visio has financed more than $1 billion in Rental360 loans. With more than $400 million in capital onboard, a proven record of investment grade bond issuance on Wall Street, and an outstanding 100+ team, Visio is poised for continued success.

Why We Love Working at Visio:

We at Visio are passionate about working together towards our goals to continually push this company forward. We innovate, collaborate, celebrate team successes, and recognize individual accomplishments. At Visio Lending, you’ll work on meaningful initiatives that directly support real estate investors nationwide. We offer a collaborative culture, growth opportunities, and flexibility with remote or hybrid work options.

The Opportunity

Visio Lending is looking for a business-minded attorney to join its in-house legal team as Associate General Counsel. This is a senior, high-impact leadership role, supporting legal strategy across regulatory compliance, commercial contracts, capital markets, default servicing, litigation management, and corporate governance. Reporting to the Chief Administrative Officer and General Counsel, the Associate General Counsel will serve as a trusted advisor to the executive team, partner closely with business leaders across Sales, Operations, Finance, Information Technology, Vendor Management and Human Resources, and oversee the Company's Default Servicing Paralegal, REO Property Manager and Compliance Analyst. The ideal candidate is an experienced lawyer with strong business judgment, who is energized by variety, eager to build, and has a real growth mindset.

What You’ll Do

• Advise and counsel the business on federal and state laws and regulations impacting mortgage lending, financial services and employment--including ECOA, FCRA, FHA, BSA, HMDA, SCRA, consumer protection, anti-money laundering and data privacy, and proactively monitor legislative and regulatory developments to anticipate business impact
• Draft, review, and negotiate commercial agreements, including vendor contracts, master service agreements, and non-disclosure agreements, and advise internal stakeholders on contract terms, transactional risk and legal and business implications
• Support underwriting guideline updates, and advise on legal escalations and other matters subject to enhanced underwriting
• Provide legal support for the Company's technology initiatives, including implementation and use of new vendor systems, AI/ML and other proprietary technology solutions
• Direct the Company's default servicing, litigation, foreclosure, and bankruptcy strategy, including oversight of foreclosure and bankruptcy files to ensure timely, accurate resolution and trend reporting
• Manage third partyservicerand outside counsel to ensure loan files are managed and resolvedin accordance withapplicable guidelines
• Oversee matters related to the preservation, listing, and disposition of REO (real estate owned) properties, and coordinate the foreclosure-to-REO handoff process
• Collaborate with the Capital Markets team on securitization transactions, whole loan sales, warehouse agreements and corporate debt financings
• Support board governance matters, including reviewing meeting agendas and materials, drafting and reviewing board and committee meeting minutes/resolutions and overseeing entity management
• Partner with executive leadership and the board to strengthen governance, controls, and operational compliance across the organization
• Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT
• Salary Range: Commiserate with experience

What We Are Looking For:

• J uris Doctor (J.D.) degree from an accredited law school
• Active license to practice law in at least one U.S. jurisdiction, in good standing
• 8+ years of relevant legal experience in the financial services industry, including as an in-house counsel
• Excellent i nterpersonal and communication skills, with a proven ability to build relationships and trust across an organization
• Proven negotiation skills, business acumen and the ability to balance legal risk with commercial priorities
• Ability to maintain discretion with confidential and sensitive information
• Ability to review and maintain documentation with strong attention to detail

Visio Financial Services, Inc. is an Equal Opportunity Employer