Senior Accountant- Mortgage & Securitization

Visio Lending; Austin (TX); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Remote or hybrid options

Job summary

Visio Lending is seeking a Senior Accountant- Mortgage & Securitization to ensure the accuracy of financial operations, handling accounting and reporting for mortgage loans, securitization transactions, warehouse financing, and corporate activities.

You will work cross-functionally to drive process improvements, maintain internal controls, support monthly close, and assist with audits and external reporting under US GAAP.

Remote/hybrid options available with positions nationwide.

Qualifications

• Bachelor’s degree in accounting or finance.
• 5+ years of progressive accounting experience.
• Strong knowledge of U.S. GAAP accounting.
• Advanced Microsoft Excel skills and close process experience.
• Experience with journal entries, reconciliations, and month-end close.

Responsibilities

• Prepare monthly accounting for mortgage loans, securitization trusts, warehouse facilities, and related financing.
• Review and reconcile servicing reports from third-party servicers and external calculation agents.
• Prepare complex journal entries and supporting documentation for mortgage loans and securitizations.
• Perform monthly balance sheet reconciliations and resolve discrepancies.
• Assist with financial reporting under U.S. GAAP and external audits.

Skills

U.S. GAAP knowledge

Advanced Excel

Journal entries

Analytical skills

Communication

Education

Bachelor’s degree in accounting or finance

Tools

NetSuite

SQL

Power BI

Excel (Pivot Tables)

Job description

Visio Lending does not accept unsolicited resumes or services from third‑party recruitment agencies. In the event that a recruiter or agency submits a resume or candidate without an agreement Visio Lending shall explicitly reserve the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to Visio Lending employees, shall be deemed the property of Visio Lending.

About Visio Lending

Visio Lending is the nation’s leader in rental home financing. Founded in 2012 in Austin, Texas, Visio enables small- to medium- sized investors to grow their rental home, and vacation rental portfolios. Headquartered in fantastic Austin, Texas, since late 2015, Visio has financed more than $1 billion in Rental360 loans. With more than $400 million in capital onboard, a proven record of investment grade bond issuance on Wall Street, and an outstanding 100+ team, Visio is poised for continued success.

Why We Love Working at Visio:

We at Visio are passionate about working together towards our goals to continually push this company forward. We innovate, collaborate, celebrate team successes, and recognize individual accomplishments. At Visio Lending, you’ll work on meaningful initiatives that directly support real estate investors nationwide. We offer a collaborative culture, growth opportunities, and flexibility with remote or hybrid work options.

Note: Incomplete applications will not be considered. Unanswered application questions or responses indicating “see resume” will be considered incomplete and you will be removed from consideration.

Visio Financial Services, Inc. is an Equal Opportunity Employer

The Opportunity:

As a Senior Accountant- Mortgage & Securitization at Visio Lending, you will play a key role in ensuring the accuracy of our financial operations. You will be responsible for the accounting and financial reporting for mortgage loans, securitization transactions, warehouse financing, and corporate activities while supporting the monthly close and GAAP financial reporting. Working cross-functionally with internal teams and external partners, you will drive process improvements, maintain strong internal controls, and help support the company's continued growth.

What You’ll Do

• Prepare monthly accounting for mortgage loans, securitization trusts, warehouse facilities, and related financing transactions
• Review and reconcile monthly servicing reports from third-party servicers and external calculation agents
• Prepare complex journal entries and supporting documentation for mortgage loans, interest income, servicing activity, securitizations, and corporate accounting
• Perform monthly balance sheet reconciliations and investigate reconciling items to ensure timely resolution
• Analyze principal, interest, escrow, advances, servicing fees, and other loan activity for accuracy and completeness
• Reconcile loans sold to investors and capital partners and resolve reporting discrepancies
• Prepare accounting for expenses, accruals, and other accounting activities
• Assist in the accounting and reporting of mortgage-backed securities, asset-backed notes, warehouse facilities, and other financing arrangements
• Support monthly, quarterly, and annual financial reporting in accordance with U.S. GAAP
• Prepare audit schedules and workpapers and respond to requests from external auditors
• Assist with compliance reporting required by warehouse lenders, capital partners, investors, and other external stakeholders
• Identify opportunities to automate accounting processes, improve reporting, and strengthen internal controls
• Perform analytical reviews of financial results and investigate unusual fluctuations or trends
• Collaborate with Servicing, Capital Markets, Operations, FP&A, and Information Technology to improve accounting processes and reporting
• Assist with implementation and optimization of accounting systems, including NetSuite, SBO, and other financial applications
• Identify accounting issues requiring technical evaluation and support the Controller and Chief Accountant in researching and implementing accounting guidance
• Support special projects, acquisitions, new financing transactions, and other strategic initiatives.
• Managing other responsibilities and duties as assigned based on business needs
• Available Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT
• Salary Range: $90,000 - $120,000(Exempt level position)

What we are looking for

• Bachelor’s degree in accounting or finance
• 5+ years of progressive accounting experience
• Strong knowledge of U.S. GAAP accounting
• Advanced Microsoft Excel skills, including Pivot Tables, and complex formulas
• Experience preparing journal entries, account reconciliations, and month-end close activities
• Strong written and verbal communication skills
• Ability to prioritize multiple deadlines while maintaining a high degree of accuracy
• Ability to work independently and collaboratively

What we prefer to find

• Experience in mortgage banking, mortgage servicing, mortgage REITs, or financial services
• Experience with mortgage loan accounting, warehouse lending, securitizations, or capital markets transactions
• Experience with NetSuite
• Experience with financial reporting and external audits
• Experience using SQL, Power Query, Power BI, or other reporting and analytics tools
• Understanding of mortgage servicing, loan remittances, investor reporting, and interest calculations