Associate, Fund Finance, Credit Underwriting, Portfolio Management

Jobtailor

Miami (FL)

On-site

USD 120,000 - 185,000

Full time

13 days ago

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Job summary

Jobtailor in Miami seeks an experienced credit professional to prepare and manage complex credit exposures across fund finance transactions. You will support underwriting, structuring, and post-close monitoring while collaborating with Front Office, Risk, Legal, and Operations teams.

The role requires strong financial modeling, underwriting, and covenant-management skills, with a track record of mentoring junior staff in a fast-paced, regulated environment.

Qualifications

Bachelor’s degree in finance or related field.
Strong financial analysis and credit underwriting skills.
2–6 years in credit-intensive finance roles.
Exposure to subscription facilities or NAV-based lending is a plus.
US work authorization required.

Responsibilities

Prepare, analyze, and manage credit exposures, underwriting, due diligence, and supporting documentation.
Support underwriting and structuring of subscription lines, NAV, hybrid, EBL, and other fund finance transactions.
Prepare credit approval packages including borrowing base evaluation, liquidity analysis, financial modeling, stress testing, risk rating assessment, and due diligence review.
Develop and defend credit recommendations addressing risks, mitigants, structural protections, and credit standards.
Independently manage a portfolio of fund finance transactions.
Conduct post-close credit monitoring, including covenant compliance, borrowing base performance, collateral quality, investor concentration, reviews, amendments, consents, waivers, and renewals.
Identify and elevate emerging risks, covenant breaches, collateral deterioration, sponsor concerns, and material credit events.
Monitor portfolio trends, performance metrics, concentration exposures, and emerging risks for senior management and risk partners.
Perform periodic and annual credit reviews of assigned exposures.
Review analyst work for quality, accuracy, consistency, and underwriting-standard adherence.
Mentor and develop junior team members.
Participate in process improvement, technology implementation, data management, and regulatory-readiness initiatives.

Skills

Credit Analysis

Financial Modeling

Risk Assessment

Portfolio Management

Project Management

Credit Underwriting

Liquidity Analysis

Education

Bachelor’s degree in Finance/Accounting/Economics/Business/Engineering/Mathematics

Tools

Microsoft Excel

Job description

Prepare, analyze, and manage credit exposures, underwriting, due diligence, and supporting documentation
Support underwriting and structuring of subscription lines, NAV, hybrid, EBL, and other fund finance transactions
Prepare credit approval packages including borrowing base evaluation, liquidity analysis, financial modeling, stress testing, risk rating assessment, and due diligence review
Develop and defend credit recommendations addressing risks, mitigants, structural protections, and credit standards
Independently manage a portfolio of fund finance transactions
Conduct post-close credit monitoring, including covenant compliance, borrowing base performance, collateral quality, investor concentration, reviews, amendments, consents, waivers, and renewals
Identify and elevate emerging risks, covenant breaches, collateral deterioration, sponsor concerns, and material credit events
Monitor portfolio trends, performance metrics, concentration exposures, and emerging risks for senior management and risk partners
Perform periodic and annual credit reviews of assigned exposures
Review analyst work for quality, accuracy, consistency, and underwriting-standard adherence
Mentor and develop junior team members
Participate in process improvement, technology implementation, data management, and regulatory-readiness initiatives

Requirements

Bachelor’s degree in Finance, Accounting, Economics, Business, Engineering, Mathematics, or a related analytical or quantitative discipline
Strong academic foundation in financial analysis, corporate finance, or accounting
2-6 years of experience in commercial banking, investment banking, leveraged finance, structured finance, fund finance, private credit, corporate banking, or other credit-intensive financial services roles
Prior exposure to subscription facilities, NAV-based lending, other fund-level financing structures, or ABL is a plus but not a requirement
Strong project-management skills with the ability to manage multiple transactions and competing deadlines
Demonstrated accountability, intellectual curiosity, and sound judgment in assessing risk
Strong financial statement analysis and credit underwriting skills
Advanced Microsoft Excel and financial modeling capabilities
Ability to build effective working relationships across Front Office, Risk, Legal, Operations, and senior management
Completion of bank-certified course in Credit Training is preferred
Legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment

Core Competencies

Demonstrates expertise in credit analysis, financial modeling, and risk assessment while effectively managing a portfolio of fund finance transactions. Strong ability to mentor junior team members and collaborate across various departments to ensure compliance and performance monitoring.

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