Senior Credit Analyst

Jobtailor; Tennessee; On-site; USD 110,000 - 165,000; Full time

Job summary

Jobtailor is seeking an experienced Senior Underwriter to independently manage complex, high-value customer relationships and own end-to-end underwriting decisions in a corporate finance context. The role emphasizes deep financial analysis, risk evaluation, and collaboration across Sales, Finance, and external partners.

The ideal candidate will bring 5+ years in underwriting or corporate finance, a strong digitization mindset, and proven ability to lead process improvements and mentorship within

Qualifications

• Bachelor’s degree in Finance, Accounting, or related field required.
• 5+ years of underwriting or corporate finance experience.
• Strong understanding of financial statement analysis.
• Ability to implement technological solutions with a digital mindset.
• Experience collaborating with diverse stakeholders and clear communication.

Responsibilities

• Independently manage a portfolio of complex, high-value customer relationships across multi-entity structures.
• Own end-to-end underwriting decisions, including credit limits, terms, and structuring.
• Perform comprehensive financial and credit analysis, including liquidity and cash flow.
• Monitor portfolio performance and identify risk trends; implement mitigation strategies.
• Lead improvements in underwriting processes, tools, and decision frameworks.

Skills

Underwriting Expertise

Financial Statement Analysis

Credit Risk Management

Strategic Thinking

Stakeholder Collaboration

Education

Bachelor’s degree in Finance or related field

Tools

Automation Tools

Financial Software

Credit Risk Tools

Job description

• Independently manage a portfolio of complex, high-value customer relationships, including multi-entity and non-standard structures
• Own end-to-end underwriting decisions, including credit limits, terms, and structuring
• Perform comprehensive financial and credit analysis, including liquidity, leverage, cash flow, and operating performance
• Evaluate complex ownership structures and risk across diverse healthcare segments
• Monitor portfolio performance, identify risk trends, and implement mitigation strategies
• Resolve complex or high-risk credit scenarios, including escalations and non-standard requests
• Develop defensible underwriting recommendations and executive-ready insights
• Partner with Sales, Finance, AR, and external customers to structure credit solutions
• Serve as a trusted advisor and subject matter expert on credit risk and underwriting strategy
• Provide guidance and informal mentorship to less experienced analysts
• Lead improvements in underwriting processes, tools, decision frameworks, automation, and standardization
• Support the evolution of credit policy, risk frameworks, and best practices

Requirements

• Bachelor’s degree in Finance, Accounting, or related field
• 5+ years of experience in underwriting or corporate finance
• Strong understanding of financial statement analysis
• Strong digital mindset and ability to implement technological solutions
• Ability to collaborate inclusively with diverse stakeholders
• Strategic and analytical thinking with business acumen
• Adaptability and growth mindset
• Clear and impactful communication of complex information
• Large percent of time performing computer-based work is required

Core Competencies

Demonstrates expertise in managing complex customer relationships and making end-to-end underwriting decisions, with a strong focus on financial analysis and risk evaluation. Capable of leading process improvements and providing mentorship while collaborating effectively with diverse stakeholders.

Highest-signal resume keywords

• Underwriting Expertise
• Financial Statement Analysis
• Credit Risk Management
• Strategic Thinking
• Stakeholder Collaboration

Hard Skills

• Financial Analysis
• Credit Analysis
• Risk Evaluation
• Liquidity Assessment
• Leverage Analysis
• Cash Flow Analysis
• Operating Performance Analysis
• Underwriting Recommendations
• Decision Frameworks
• Credit Policy Development

Soft Skills

• Clear Communication
• Analytical Thinking
• Adaptability
• Growth Mindset
• Mentorship

Industry Keywords

• Healthcare Segments
• Credit Solutions
• Portfolio Management
• Non-Standard Structures
• Escalation Management

Tools & Technologies

• Automation Tools
• Financial Software
• Credit Risk Tools