Associate Equipment Finance Specialist

Jobtailor; New Jersey; On-site; USD 65,000 - 90,000; Full time

Job summary

Jobtailor is seeking a credit risk and financial analysis professional in New Jersey to support equipment finance activities under supervision. You will identify risks, ensure client quality, and assist in offerings and scorecards while engaging with clients and internal teams to build relationships.

The role emphasizes evaluating credit risk using internal policies and developing recommendations for servicing and product inquiries, with opportunities for mentoring and professional growth.

Qualifications

• Bachelor's degree or equivalent is typically required.
• 2+ years of relevant professional experience.
• Knowledge of credit fundamentals and internal credit policies.
• Ability to analyze, evaluate, and mitigate credit risk.
• Skills in financial analysis, credit processes, and credit products.
• Client relationship-building and customer engagement skills.
• Decision-making and critical-thinking skills.
• Accuracy and attention to detail.
• Ability to manage multiple priorities.
• No employment visa sponsorship or STEM OPT.
• No required certifications or licenses.

Responsibilities

• Perform or assist with equipment finance activities under supervision.
• Identify and mitigate regulatory, reputational, operational, and credit risks.
• Help ensure quality for new and existing clients.
• Assist with preparation of offerings and scorecards.
• Assist in origination, financial analysis, negotiation, and documentation of equipment finance products and services.
• Interact with internal and external clients to gather or clarify information and develop client relationships.
• Articulate recommendations to customers regarding servicing and product inquiries.
• Analyze, evaluate, and mitigate credit risk using credit fundamentals and internal credit policies.
• Participate in social learning, mentoring, job shadowing, community outreach, and formal learning.
• Network with business representatives and peers to develop credit, product, and sales skills

Skills

Credit Risk Analysis

Financial Analysis

Client Relationship Building

Decision-Making

Attention to Detail

Education

Bachelor's degree or equivalent

Job description

• Perform or assist with equipment finance activities under supervision
• Identify and mitigate regulatory, reputational, operational, and credit risks
• Help ensure quality for new and existing clients
• Assist with preparation of offerings and scorecards
• Assist in origination, financial analysis, negotiation, and documentation of equipment finance products and services
• Interact with internal and external clients to gather or clarify information and develop client relationships
• Articulate recommendations to customers regarding servicing and product inquiries
• Analyze, evaluate, and mitigate credit risk using credit fundamentals and internal credit policies
• Participate in social learning, mentoring, job shadowing, community outreach, and formal learning
• Network with business representatives and peers to develop credit, product, and sales skills

Requirements

• University/college degree typically required, or comparable combination of education, job-specific certifications, and experience may be considered in lieu of a degree
• 2+ years of relevant professional experience
• Knowledge of credit fundamentals and internal credit policies
• Ability to analyze, evaluate, and mitigate credit risk
• Skills in financial analysis, credit processes, and credit products
• Client relationship-building and customer engagement skills
• Decision-making and critical-thinking skills
• Accuracy and attention to detail
• Ability to manage multiple priorities
• No employment visa sponsorship or STEM OPT
• No required certifications or licenses

Core Competencies

Demonstrates expertise in credit risk analysis and financial analysis, with a strong ability to build client relationships and engage in effective decision-making. Proficient in identifying and mitigating risks while managing multiple priorities with accuracy and attention to detail.

Highest-signal resume keywords

• Credit Risk Analysis
• Financial Analysis
• Client Relationship Building
• Decision-Making Skills
• Attention to Detail

Hard Skills

• Credit Fundamentals
• Credit Policies
• Credit Processes
• Credit Products
• Financial Analysis

Soft Skills

• Critical Thinking
• Customer Engagement
• Ability to Manage Multiple Priorities

Industry Keywords

• Equipment Finance
• Regulatory Risks
• Operational Risks
• Reputational Risks
• Negotiation
• Documentation