Credit Analyst

Jobtailor; Connecticut; On-site; USD 90,000 - 120,000; Full time

Job summary

Jobtailor is seeking a seasoned Credit Risk Management analyst in the United States (CT). You will serve as the primary analyst for assigned industry sectors, evaluating credit risk and producing timely credit ratings with supporting documentation.

You will partner with agents, brokers, customers, and business units to manage exposure, make collateral recommendations, and collaborate with marketing and underwriting teams on renewals and new business processes.

Qualifications

• Bachelor's degree in finance, accounting, economics, or a related discipline.
• 5+ years of experience in credit risk management or financial analysis.
• Master’s Degree.
• 7 years of experience in credit risk management, financial analysis, and/or risk assessment.
• CFA or other professional designation.
• Background in financial analysis, risk assessment, and portfolio management.
• Strong analytical and quantitative skills.

Responsibilities

• Serve as the primary Credit Risk Management analyst and contact for assigned industry sectors.
• Partner with agents, brokers, customers, and business units on account credit risk exposure.
• Perform credit analysis of prospects and customers and produce accurate, timely credit ratings with documentation.
• Make credit and collateral recommendations supporting retention and new business goals.
• Collaborate with marketing and underwriting teams in renewal and new business processes.
• Participate in client and prospect calls while maintaining confidentiality of client financial information.
• Establish and maintain relationships with investment community contacts, brokers, clients, billing and collections, and management.
• Conduct target market research and gather competitive intelligence.
• Communicate research findings and recommendations.
• Identify process improvement opportunities and implement enhancements.
• Support evaluation of credit analysis systems and methodologies.
• Participate in client investor presentations and industry associations.
• Engage in ongoing educational opportunities to expand credit and industry knowledge.
• Perform other duties as assigned.

Skills

Credit Analysis

Credit Ratings

Collateral Recommendations

Market Research

Process Improvement

Portfolio Management

Effective Communication

Team Collaboration

Independence

Education

Bachelor's Degree in finance/accounting/economics

Master's Degree

CFA (Chartered Financial Analyst) designation

Job description

• Serve as the primary Credit Risk Management analyst and contact for assigned industry sectors
• Partner with agents, brokers, customers, and business units on account credit risk exposure
• Perform credit analysis of prospects and customers and produce accurate, timely credit ratings with documentation
• Make credit and collateral recommendations supporting retention and new business goals
• Collaborate with marketing and underwriting teams in renewal and new business processes
• Participate in client and prospect calls while maintaining confidentiality of client financial information
• Establish and maintain relationships with investment community contacts, brokers, clients, billing and collections, and management
• Conduct target market research and gather competitive intelligence
• Communicate research findings and recommendations
• Identify process improvement opportunities and implement enhancements
• Support evaluation of credit analysis systems and methodologies
• Participate in client investor presentations and industry associations
• Engage in ongoing educational opportunities to expand credit and industry knowledge
• Perform other duties as assigned

Requirements

• Bachelor’s Degree in finance, accounting, economics, or a related discipline
• 5 years of experience in increasingly responsible positions in credit risk management or financial analysis
• Master’s Degree
• 7 years of experience in credit risk management, financial analysis, and/or risk assessment
• Chartered Financial Analyst (CFA) or other professional designation
• Background in financial analysis, risk assessment, and portfolio management
• Strong analytical and quantitative skills
• Knowledge of an assigned industry segment with exposure to marketing and underwriting functions
• Ability to communicate effectively at all levels
• Ability to work independently and as part of a team

Core Competencies

Demonstrates expertise in Credit Risk Management and Financial Analysis, with a strong focus on analytical skills, industry knowledge, and effective communication. Capable of collaborating with various stakeholders to enhance credit evaluation processes and support business objectives.

Highest-signal resume keywords

• Credit Risk Management
• Financial Analysis
• Chartered Financial Analyst (CFA)
• Analytical Skills
• Risk Assessment

ATS Optimization Keywords

Hard Skills

• Credit Analysis
• Credit Ratings
• Collateral Recommendations
• Market Research
• Process Improvement
• Portfolio Management

Soft Skills

• Effective Communication
• Team Collaboration
• Independence

Certifications & Qualifications

• Chartered Financial Analyst (CFA)
• Master’s Degree

Industry Keywords

• Financial Analysis
• Risk Assessment
• Credit Risk Exposure
• Marketing Functions
• Underwriting Functions