Senior Portfolio Manager – Equipment Finance

Jobtailor; Illinois; On-site; USD 120,000 - 180,000; Full time

Job summary

Jobtailor in Illinois seeks an experienced Senior Portfolio Manager to lead a complex commercial banking portfolio with responsibilities spanning financial analysis, risk assessment, and proactive borrower-performance monitoring.

You will collaborate with Relationship Managers and Credit Risk, review deals, ensure compliance with credit policies, and mentor junior staff while guiding strategy and risk mitigation.

Qualifications

• Bachelor’s degree in Finance, Business Administration, or a related field.
• Minimum of 8 years of experience in commercial banking, portfolio management, or underwriting including equipment finance.
• Subject matter expert-level understanding of accounting, credit analysis, portfolio management, structuring, underwriting, and legal documentation.
• Strong risk judgment and demonstrated ability to manage complex and higher-risk portfolios.
• Excellent interpersonal and communication skills.
• Ability to collaborate effectively with business and risk partners.

Responsibilities

• Manage a portfolio through comprehensive financial analysis, forward-looking risk assessment, and proactive borrower-performance monitoring
• Maintain an independent, current, and forward‑looking view of client creditworthiness
• Perform ongoing monitoring and periodic deal reviews; approve or recommend renewals, modifications, or exits
• Analyze historical financials and projections for risk ratings and emerging credit issues
• Manage underwriting, approval, and documentation for new money, renewals, extensions, amendments, waivers, and ancillary products
• Review and recommend credit decisions, perform final risk-rating analysis, interpret credit policy, and escalating higher‑risk requests
• Ensure compliance with credit policies, regulatory guidelines, and documentation standards
• Manage complex, higher‑risk, lead‑bank, and high‑touch client relationships
• Partner with Relationship Managers and Credit Risk throughout the deal lifecycle
• Meet with prospects and clients and lead diligence discussions
• Provide guidance on deal structures, pricing, and risk mitigation
• Create portfolio performance reports and presentations for senior management
• Maintain accurate system records and electronic credit files
• Participate in senior‑level meetings and lead or support special projects and strategic initiatives
• Review junior team members’ work and provide coaching and feedback
• May supervise junior portfolio management team members and support performance feedback, development, succession planning, and recognition

Skills

Financial Analysis

Credit Analysis

Portfolio Management

Underwriting

Risk Assessment

Education

Bachelor's degree in Finance or Business Administration

Job description

• Manage a portfolio through comprehensive financial analysis, forward-looking risk assessment, and proactive borrower-performance monitoring
• Maintain an independent, current, and forward‑looking view of client creditworthiness
• Perform ongoing monitoring and periodic deal reviews; approve or recommend renewals, modifications, or exits
• Analyze historical financials and projections for risk ratings and emerging credit issues
• Manage underwriting, approval, and documentation for new money, renewals, extensions, amendments, waivers, and ancillary products
• Review and recommend credit decisions, perform final risk-rating analysis, interpret credit policy, and escalating higher‑risk requests
• Ensure compliance with credit policies, regulatory guidelines, and documentation standards
• Manage complex, higher‑risk, lead‑bank, and high‑touch client relationships
• Partner with Relationship Managers and Credit Risk throughout the deal lifecycle
• Meet with prospects and clients and lead diligence discussions
• Provide guidance on deal structures, pricing, and risk mitigation
• Create portfolio performance reports and presentations for senior management
• Maintain accurate system records and electronic credit files
• Participate in senior‑level meetings and lead or support special projects and strategic initiatives
• Review junior team members’ work and provide coaching and feedback
• May supervise junior portfolio management team members and support performance feedback, development, succession planning, and recognition

Requirements

• Bachelor’s degree in Finance, Business Administration, or a related field
• Minimum of 8 years of experience in commercial banking, portfolio management, or underwriting including equipment finance
• Subject matter expert-level understanding of accounting, credit analysis, portfolio management, structuring, underwriting, and legal documentation
• Strong risk judgment and demonstrated ability to manage complex and higher‑risk portfolios
• Excellent interpersonal and communication skills
• Ability to collaborate effectively with business and risk partners
• Ability to manage multiple priorities, complex transactions, and strategic initiatives while meeting deadlines
• Experience providing guidance, coaching, or reviewing junior staff work is preferred but not required

Core Competencies

Demonstrates expertise in financial analysis, credit assessment, and portfolio management, with a strong focus on risk judgment and compliance with regulatory guidelines. Capable of leading teams, managing complex client relationships, and providing strategic guidance on deal structures and risk mitigation.

Highest-signal resume keywords

• Financial Analysis
• Credit Analysis
• Portfolio Management
• Risk Assessment
• Underwriting

Hard Skills

• Credit Policy Interpretation
• Risk Rating Analysis
• Documentation Standards
• Deal Structuring
• Financial Projections Analysis
• Regulatory Compliance
• Performance Monitoring
• Creditworthiness Assessment
• Equipment Finance
• Legal Documentation

Soft Skills

• Interpersonal Skills
• Communication Skills
• Collaboration
• Coaching
• Leadership

Industry Keywords

• Commercial Banking
• Portfolio Management
• Higher‑Risk Portfolios
• Client Relationships
• Strategic Initiatives