Associate Director, Bank Risk Manager

First-Command-Financial-Services; Fort Worth (TX); On-site; USD 120,000 - 190,000; Full time

Job summary

First Command Financial Services in Fort Worth, TX, seeks an Associate Director, Bank Risk Management to lead second-line risk across First Command Bank. You will oversee operational and regulatory risk, partner with business leaders, and strengthen the risk management framework through assessments, control oversight, and risk analytics.

The role requires deep banking risk experience, strong leadership, and the ability to translate complex risk concepts into actionable guidance for executives

Qualifications

• 10+ years of experience in regulatory compliance, operational risk management, internal audit or related risk functions within a community bank or credit union.
• 3+ years of leadership experience, including building out and coaching a team.
• Certifications such as CRCM, CRM, PRM, FRM, CRMA, CAMS or other relevant banking risk certifications.

Responsibilities

• Support the compliance and operational risk management program for assigned banking activities, providing practical risk guidance.
• Assess and document risks across banking operations, including deposits, payments, consumer-facing processes and third-party relationships.
• Escalate emerging risks and control weaknesses to business leaders and Risk Management leadership.
• Leverage data analytics and risk reporting to identify themes and provide insights for decision-making.
• Contribute to continuous improvement of risk management processes and control testing.
• Support audits, examinations, findings, and remediation activities.
• Provide coaching and risk management guidance to team members and partners.

Skills

Risk management

Regulatory compliance

Leadership

Data analytics

Communication

Project management

Strategic thinking

Education

Bachelor’s degree in finance, Economics, Business Administration, or related field

Certifications in risk management or regulatory compliance preferred

Tools

Jack Henry

FIS

Microsoft Office 365

Job description

Job Location

Fort Worth, TX

Tracking Code

500680 EX 12

Position Type

Full-Time/Regular

How will this role impact First Command?

Reporting to the Director, Risk Management, the Associate Director, Bank Risk Manage r serves as a senior second-line risk leader responsible for overseeing operational and regulatory risk management activities across First Command Bank. This role partners closely with business leaders, control functions, and executive management to identify , assess, monitor, and report risks; evaluate the effectiveness of controls; and provide independent challenge to support sound risk-informed decision-making. The Associate Director plays a key role in strengthening the Bank's risk management framework through risk assessments, control oversight, issue management, risk analytics, regulatory change monitoring, and emerging risk identification. The position supports the Bank's ability to operate within established risk appetite, maintain regulatory compliance, and enhance resilience while enabling the achievement of strategic and business objectives .

What will the employee do in this role?

• S upport the compliance and operational risk management program for assigned banking activities, providing practical risk guidance that supports and informs business objectives .
• Assess and document risks across banking operations, including deposits, payments, consumer-facing processes, third-party relationships, operational resilience, and technology-enabled activities .
• Assist in e valuat ing emerging risks, recurring issues, and control weaknesses to determine matters requiring escalation to Business leaders and Risk Management leadership.
• Leverage data analytics, risk reporting, and business intelligence to identify emerging risk themes, assess the impact of regulatory developments and industry trends, and provide insights that support risk management, business decision-making, and enterprise risk reporting.
• Assist in continuous improvement efforts related to risk management processes, control enhancement initiatives and control testing .
• Support in evaluating risks surfaced from audit s , examination s , findings and assessing the effectiveness of the proposed remediation activities.
• Provide support for projects, process changes, and system implementations by evaluating assumptions and dependencies and communicating significant risks to business stakeholders and the Director, Risk Management.
• Help p rovide coaching, guidance, and risk management expertise to team members and business partners to promote sound decision-making and consistent risk management practices.

What roles will this employee lead?

Supervise all job activities of the bank risk management team.

What skills and qualifications do you need?

Education

Bachelor’s degree in finance, Economics, Business Administration, or related field required .

Work Experience

• 10+ years of experience in regulatory compliance, operational risk management, internal audit or related risk functions wit h in a community bank or credit union .
• 3+ years of leadership experience required . Experience building out and coaching a team strongly preferred.

Certifications

One or more of the following certifications are required: Certified Regulatory Compliance Manager (CRCM), Certified Risk Manager (CRM), Professional Risk Manager (PRM); Financial Risk Manager (FRM); Certified Risk Management Assurance (CRMA); Certified Anti-Money Laundering Specialist (CAMS), or other relevant banking or risk management certifications.

Required Knowledge, Skills and Abilities

• Demonstrated ability to build and maintain effective working relationships across all levels of the organization, partnering with business units and control functions to support risk-informed decision-making and achieve organizational objectives .
• Ability to evaluate risks from an enterprise-wide perspective and identify risk interdependencies across business functions.
• Demonstrated ability of a ss essing risk, control evaluation , and cross-functional risk identification activities.
• Strong knowledge of banking regulations and regulatory expectations (e.g., OCC, FDIC, F FIEC ) and operational risk management frameworks.
• Strong analytical , problem- solving and communication skills, with the ability to translate complex risk concepts into actionable insights.
• K nowledge of information technology terminology, concepts and practices.
• Must consistently ensure corporate financial well-being by appropriately applying company policies, accounting principles, risk management , internal controls, and legal and regulatory requirements.
• Demonstrated ability to operate autonomously, manage competing priorities, and make well-reasoned decisions .
• Must have effective project management skills.
• Must easily adapt to changes in procedures, workloads, personnel, equipment problems, etc.
• Must use sound judgment in handling confidential and/or sensitive information.
• Extensive knowledge of Jack Henry, FIS and Microsoft Office365 software.

First Command does not discriminate in the recruiting of Financial Advisors onthe basis of race, color, religion, national origin, sex, marital status,disability, age or veteran status. No information solicited by First Commandfrom you is intended to be used in a discriminatory manner. All informationprovided by you will be reviewed carefully, but the receipt of an Advisorapplication or other information does not imply that you will be offered theopportunity to enter into a Financial Advisor/Agent Agreement with FirstCommand.