Credit Analyst I

Dext Capital, LLC; Lake Oswego (OR); On-site; USD 55,000 - 75,000; Full time

Job summary

Dext Capital, LLC is seeking a motivated Credit Analyst I (App Only) to join our Portland-area team. The role focuses on credit analysis, risk management, and supporting the Application Only credit process.

Ideal candidates have 2 years of underwriting experience, a business/finance background, and strong MS Office skills. Join a fast-growing financial services company that values growth and confidentiality within a high-performance culture.

Qualifications

• Bachelor's degree required or preferred in business, finance, or related field.
• 2 years of credit/underwriting experience, preferably in equipment finance.
• Proficient with Microsoft Office applications.

Responsibilities

• Analyze financial data including statements and credit reports to assess risk.
• Formulate credit structures and communicate recommendations clearly.
• Collaborate with cross-functional teams to address credit issues and maintain confidentiality.
• Ensure timely review of transactions and credit facilities.
• Support special credit projects as needed.

Skills

Analytical thinking

Attention to detail

Written communication

Verbal communication

Organizational skills

Team player

Discretion/confidentiality

Education

Bachelor's degree in business/finance

Tools

Microsoft Excel

Microsoft Word

Microsoft Outlook

Job description

Dext Capital is a National, innovative, financial services company headquartered in the Portland Metro area. Dext offers an exceptional culture and countless opportunities for growth and advancement. We are seeking a motivated individual to join us as a Credit Analyst I (App Only). The Credit Analyst I (App Only) will play a crucial role in the credit analysis, and risk management processes for our Application Only credit team.

Dext Capital has been named one of the top 5 fastest-growing companies in the Greater Northwest and best place to work recipient for the last 3 years. Dext offers strong benefits and is committed to leveraging technology while enabling our employees to grow in a high-performance environment.

Job Duties/Responsibilities:

• Analyze financial data, including bank statements, balance sheets, statements of cash flows, business and personal credit reports.
• Formulate recommendations with appropriate credit structures to provide effective risk mitigation. Effectively communicate findings and recommendations through strong written and verbal communication skills.
• Collaborate with cross-functional teams to address appropriate credit issues. Build relationships with customers and various departments within the organization.
• Ensure timely review of assigned transactions and credit facilities for new requests.
• Special credit related projects as needed.

Characteristics:

• Strong analytical and problem-solving skills.
• Strong attention to detail.
• Strong written and verbal communication skills.
• Organizational skills and ability to multitask.
• Works well within a team oriented, fast paced culture.
• Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information.

Experience Requirements:

• Bachelor’s degree (business, finance or other related field preferred).
• 2 years of experience in credit/underwriting (preferably in equipment finance).
• Proficient in Microsoft office series (excel, word, outlook).