Associate Commercial Lines Underwriter

MMG Insurance; Richmond (VA); Hybrid; USD 29,000 - 40,000; Full time

Benefits offered by this job

401(k) plan with employer contribution

Short-Term Incentive Bonus Plan

Medical, dental, and vision insurance

Generous paid time off

Tuition assistance

Community involvement opportunities

Job summary

MMG Insurance in Richmond, VA is seeking an Associate Commercial Lines Underwriter for a hybrid role, three days in the office and two days remote. The position involves reviewing routine risks for renewal and endorsement underwriting and supporting the Commercial Lines underwriting team.

The role requires an Associate’s degree with 1–2 years of related experience, strong communication, attention to detail, and the ability to work both independently and within a team; travel up to 10% is

Qualifications

• Associate’s degree and 1–2 years related experience.
• Excellent communication and interpersonal skills.
• Strong attention to detail.
• Ability to work independently and as part of a team.
• Travel up to 10%.

Responsibilities

• Review Commercial Lines routine risks for renewal and endorsement underwriting.
• Assist underwriting staff with routine processes and documentation.
• Process quotes based on criteria from underwriters.
• Communicate with marketing representatives, agencies, and other entities to obtain information.
• Develop and maintain positive company/agency relations.

Skills

Communication Skills

Interpersonal Skills

Attention to Detail

Independence & Teamwork

Travel Flexibility

Education

Associate's degree

Job description

Job Description

As an Associate Commercial Lines Underwriter, you will review Commercial Lines routine risks for processing through renewal and endorsement underwriting and support the Commercial Lines underwriting staff with routine processes.

Job Description

As an Associate Commercial Lines Underwriter, you will review Commercial Lines routine risks for processing through renewal and endorsement underwriting and support the Commercial Lines underwriting staff with routine processes. This role follows a hybrid work model that includes three days in our Richmond, VA office and two days from home.

What You’ll Do:

• Obtains, reviews and processes documents such as Commercial Lines application forms, inspection reports, motor vehicle reports, insurance scores, insurance maps, claims’ files, and medical reports to determine degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and condition of property. Composes underwriting notes to Commercial Lines underwriters.
• Communicates, as directed by Commercial Lines Underwriters (Intermediate/Lead/Senior), with marketing representatives, agency personnel, other insurance or inspection companies, or other entities, as necessary, to obtain more information to formulate criteria for quoting purposes. Processes quotes based on criteria provided by the Commercial Lines underwriters.
• Performs follow-up on Commercial Lines underwriter requests for information to agents.
• Applies average product knowledge including, but not limited to, Company Commercial Lines underwriting guidelines and policy forms, Insurance Services Office's manuals and forms as well as knowledge of and familiarity with rating processes for all Company Commercial Lines product offerings.
• Develops and maintains positive Company/Agency relations.

What You Bring:

• Associate's degree, and 1-2 years related experience and/or training; or equivalent combination of education and experience.
• Excellent communication and interpersonal skills
• Strong attention to detail
• Ability to work independently and as part of a team
• Travel as required by business needs (estimated 10%)

Essential Functions:

The essential functions of this position include reviewing and processing Commercial Lines documents, communicating with internal/external partners (including the underwriting team/agencies) and performing follow up request as needed with agents. These responsibilities require prolonged computer use, strong attention to detail, and effective verbal and written communication. Consistent with applicable law, reasonable accommodations will be made to support individuals with disabilities in performing the essential functions of their job provided that such accommodations do not impose an undue hardship on the business. The organization will engage in an interactive accommodation process as needed.

Compensation Range:

The anticipated annual salary range for this position is $21-$29/hour. This position may be filled at different levels depending on the candidate's experience and qualifications and the final title, level, and compensation will be determined based on the selected candidate's qualifications, experience, skills, and overall fit for the role. Compensation decisions are made in alignment with internal equity and market considerations.

Why MMG Insurance?

At MMG Insurance, we're committed to helping our employees build meaningful careers while maintaining a healthy balance between work, family, and community involvement. We offer a competitive total rewards package designed to support your professional growth, financial well-being, and overall health.

Benefits Highlights:

• Up to 7% employer contributions into a 401(k) retirement plan
• Short-Term Incentive Bonus Plan
• Comprehensive medical, dental, and vision insurance
• Generous paid time off and company holidays
• Tuition assistance and professional development opportunities
• Community involvement opportunities supported by MMG's commitment to giving back

Equal Opportunity Employer

MMG Insurance is an Equal Opportunity Employer. We are committed to creating an inclusive workplace where all qualified applicants and employees are treated with respect and dignity. Employment decisions are based on business needs, job requirements, and individual qualifications without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, age, disability, genetic information, veteran status, military service, or any other status protected by applicable federal, state, or local law. MMG Insurance is committed to providing reasonable accommodation to qualified individuals with disabilities and to applicants throughout the recruitment process.