AVP Business Solutions - Credit/Lending

Rinvio Recruitment; Huntsville (AL); On-site; USD 70,000 - 90,000; Full time

Job summary

A recruitment agency is seeking a leader for the Business Solutions Division at a Credit Union in Huntsville, Alabama. The successful candidate will manage loan processes, ensure compliance, and develop strategies for business relations. Ideal applicants should possess a Bachelor's degree and have a minimum of 5 years' experience in business lending, including 3 in management. Strong leadership and customer service skills are essential.

Qualifications

• Minimum 5 years of experience in business lending or relationship development.
• At least 3 years in a management role.
• Strong understanding of compliance and regulations.

Responsibilities

• Manage work in the Business Solutions Division effectively.
• Lead team development to enhance customer service.
• Set and monitor performance goals for staff.
• Develop strategies for business lending and deposits.
• Build and maintain business relationships in the community.
• Oversee loan origination, servicing, and collections.

Skills

Business Lending

Team Leadership

Customer Service

Account Management

Business Development

Policy Development

Regulatory Compliance

Education

Bachelor's Degree in a related field

Job description

Job Details

Industry: Financial Services - Commercial Banking

Job Category: Finance / Accounting - Credit / Lending / Collections

This job is about leading the Business Solutions Division at a Credit Union, under the guidance of the Senior Vice President and Chief Lending Officer. This division focuses on loans, approvals, managing accounts, and customer services. The leader will create and carry out plans that align with the goals of the Credit Union and will be responsible for strategies related to business development, loan services, and managing the accounts.

Main Duties and Responsibilities

• Manage Work: Organize and manage the work of the Business Solutions Division, which includes business lending and support services. Use resources wisely to reach goals and integrate functions smoothly within the division and the Credit Union.
• Lead Team: Work closely with supervisors and staff to develop skilled employees who focus on good customer service. This includes training and everyday management practices that support the Credit Union's goals.
• Set and Monitor Goals: Set goals for staff and keep track of their progress. Provide coaching and support for their development, recognize good performance, and address any issues according to Credit Union rules.
• Develop Plans: Create budgets and plans for business lending and deposits, including business development and loan management.
• Encourage Accountability: Build a culture where accountability is important, using goals and training to help meet or exceed targets.
• Suggest Policy Changes: Recommend changes to policies to leadership when needed.
• Build Relationships: Find and connect with new business members through referrals and direct contact to grow business relationships and maintain connections with brokers and the community.
• Oversee Loan Processes: Manage all aspects of loan origination and servicing, including collections.
• Create New Products: Lead the research and development of new business products and services.
• Manage Partnerships: Work well with vendors, regulatory bodies, and different departments within the Credit Union to ensure smooth operations.
• Improve Services: Look for ways to improve the processes in the department to provide better service to members.
• Stay Compliant: Keep updated on laws and Credit Union policies to ensure everything is done correctly and safely.
• Collaborate with Teams: Work with executives, marketing, finance, credit risk, and IT teams to define products and models.
• Promote the Credit Union: Represent the Credit Union at community events and special activities.

Requirements

You need a Bachelor's Degree in a related field and at least 5 years of experience in business lending or relationship development.

Out of these 5 years, at least 3 years should be in a management role.