Assistant Controller

Cardless; San Francisco (CA); On-site; USD 130,000 - 180,000; Full time

Job summary

A leading company based in San Francisco, Cardless is seeking an Accounting Manager to lead their accounting function. The role includes managing daily operations, enhancing reporting processes, and ensuring compliance with accounting standards. Ideal candidates will have a CPA certification and thrive in a fast-paced environment.

Benefits

Start-up equity

100% health, vision, & dental coverage

75% dependent coverage

Catered lunches

$250/month commuter benefit

Parental leave

Team building events & happy hours

Flexible PTO (minimum 15 days/year)

Apple equipment

401(k) plan

Qualifications

• 5+ years of experience in Accounting.
• 2+ years managing end-to-end accounting activities.
• Experience in financial services/fintech is a plus.

Responsibilities

• Manage AP, AR, and daily accounting operations.
• Enhance the month-end close process.
• Lead annual audit and maintain compliance.

Skills

Attention to detail

Problem-solving

Collaboration

Adaptability

Education

CPA certification

Tools

Netsuite

QBO

Expensify

Job description

At Cardless, we’re building a credit card and loyalty platform that consumer businesses use to engage their customers. We’ve launched 14 credit cards, including for Alibaba and Qatar Airways. We help businesses bring imaginative card programs to life, and have pioneered technology to embed credit card features natively into their products.

We value curiosity, humility, and intensity — we move fast and take ownership. This is a place where a motivated, resourceful individual can have an enormous impact on our trajectory. We're headquartered in San Francisco, and have raised about $90M in equity funding from top venture capital firms and angels.

The Role

In this role, you will be responsible for developing the company's accounting function, including managing the current Pilot bookkeeping and offshore relationship for month-end close, implementing internal controls and policies, coordinating with outside agencies on relevant tax filings, and partnering with the Finance Director in building a robust in-house accounting and financial reporting infrastructure as we grow.

We are looking for a candidate who thrives in a fast-paced, dynamic environment, embraces collaboration across teams, and demonstrates adaptability to evolving business needs. A strong sense of ownership, a proactive approach to problem-solving, and a commitment to fostering a positive and inclusive culture are key to success in this role.

Initially, this role will be an individual contributor role. The right candidate will have an extremely high attention to detail and organization, strike a balance between operational and technical accounting skills, and demonstrate expertise in analyzing and leveraging financial data to support decision-making and scale manual processes over time.

Responsibilities

• Manage AP, AR, and other daily/weekly accounting operations including daily funding wires and fund flow.
• Manage and enhance the month-end close process with Pilot bookkeeping and offshore team for Cardless Inc and its entity Cardless Assets Receivable Trust; own timely financial reporting to key external stakeholders including brand partner reporting.
• Own revenue recognition policy and ensure revenue reporting and other key portfolio, equity, and SBC accounting are done in compliance with ASC 606 and US GAAP standards.
• Lead annual audit, and develop and execute key policy documents and controls related to accounting processes and procedures.
• Ensure appropriate processing of, and accounting for, all cash transactions, payroll processing, stock compensation transactions, inter-company and capital markets transactions.
• Lead the implementation of new accounting system (e.g., Netsuite) as we scale.

Requirements

• 5+ years of experience in Accounting, CPA certification required.
• 2+ years of experience in a position managing and overseeing end-to-end accounting month-end activities and owning complete financial reporting.
• Experience with accounting and expense management software such as QBO, Netsuite, Expensify, or equivalent systems.
• Exceptional work ethic, strong individual contributor; experience in financial services/fintech is a plus.
• Aligns with our mission and core values.

Salary range: $130,000 - $180,000 per year, plus equity and benefits. Actual compensation depends on skills, experience, and location.

Benefits

• Start-up equity
• 100% health, vision, & dental coverage
• 75% dependent coverage
• Catered lunches
• $250/month commuter benefit
• Parental leave
• Team building events & happy hours
• Flexible PTO (minimum 15 days/year)
• Apple equipment
• 401(k) plan

Cardless employees are required to be fully vaccinated and boosted against COVID-19 and to provide proof of vaccination prior to their first day.

Cardless is an equal opportunity employer that values diversity and inclusion. We do not discriminate based on race, national origin, ethnicity, gender, gender identity, sexual orientation, veteran status, disability, age, or other protected characteristics.