Asset-Based Lending Associate — Healthcare Focus

Texas Capital Bank; Houston (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Fertility support

Life insurance

Disability insurance

401(k) with match

Paid time off

Paid holidays

PTO

Job summary

Texas Capital Bank in Houston seeks a credit/underwriting professional to support asset-based lending initiatives. You will assist with prescreens, due diligence, financial modeling, and deal structuring, collaborating with Underwriters and Treasury partners.

The role requires 1–3 years in asset-based or healthcare lending, strong Excel skills, and knowledge of borrowing base concepts. A Bachelor’s degree in accounting or finance is required; exposure to systems like Salesforce and ACBS is a

Qualifications

• 1–3 years of experience in asset-based lending or healthcare lending.
• Proficiency in financial systems and advanced Excel.
• Knowledge of ABL loan structures, collateral management and borrowing base concepts.

Responsibilities

• Assist underwriting with prescreening, due diligence, and financial modeling.
• Prepare prescreens and underwriting packages.
• Prepare yield analyses and Balance Sheet Forum packages.
• Participate in credit approval discussions and coordinate with deal owners.
• Review loan agreements, financial covenants, and assist with closing.
• Maintain systems such as Salesforce and Alloscape.
• Coordinate with Treasury Management to establish bank accounts and treasury services.
• Assist Portfolio Managers with PM Analyst duties when possible.

Skills

ABL knowledge

Collateral management

Borrowing base

Financial analysis

Excel proficiency

Client interaction

Education

Bachelor's degree in accounting/finance

Tools

Salesforce

Alloscape

ACBS

Stucky

Job description

Texas Capital Bank in Houston seeks a credit/underwriting professional to support asset-based lending initiatives. You will assist with prescreens, due diligence, financial modeling, and deal structuring, collaborating with Underwriters and Treasury partners.

The role requires 1–3 years in asset-based or healthcare lending, strong Excel skills, and knowledge of borrowing base concepts. A Bachelor’s degree in accounting or finance is required; exposure to systems like Salesforce and ACBS is a