Asset-Based Lending Architect

New Edge Associates a Talent Acquisition Firm; Miami (FL); On-site; USD 120,000 - 160,000; Full time

Job summary

New Edge Associates is seeking an Asset-Based Lending Specialist to originate, structure, underwrite, and execute asset-backed credit facilities for U.S. subsidiaries of multinational corporations.

The role emphasizes borrowing base mechanics, AR/inventory financing, and cross-border lending. Strong collaboration with relationship managers, credit officers, and legal counsel is required, with travel as needed.

Qualifications

• Experience in asset-based lending or structured commercial lending.
• Strong knowledge of borrowing base mechanics and AR/inventory financing.
• Experience analyzing corporate financial statements and cash flows.
• Ability to structure facilities and present to credit committees.
• Knowledge of cross-border lending and multinational subsidiaries.
• Fluency in English and Spanish.
• Willingness to travel and work outside regular hours.
• Compliance with banking regulations and internal policies.

Responsibilities

• Lead end-to-end execution of asset-based lending transactions from term sheet to closing.
• Structure customized asset-based revolver facilities and borrowing base arrangements.
• Analyze borrowers' balance sheets, cash flow, liquidity, and risk.
• Review field examinations, collateral appraisals, and AR aging for borrowing base formulas.
• Prepare credit risk memorandums and present to credit officers/committees.
• Originate and support U.S. subsidiaries of multinationals for ABL opportunities.
• Monitor covenant compliance and collateral audits for existing facilities.
• Collaborate with Relationship Managers on cross-sell opportunities in treasury, FX, and trade finance.
• Travel as required and maintain compliance with laws and internal policies.

Skills

Asset-based lending

Commercial credit underwriting

Borrowing base mechanics

Accounts receivable financing

Inventory financing

Cross-border lending

Financial statement analysis

Credit committee presentations

Spanish language

Education

Job description

New Edge Associates is seeking an Asset-Based Lending Specialist to originate, structure, underwrite, and execute asset-backed credit facilities for U.S. subsidiaries of multinational corporations.

The role emphasizes borrowing base mechanics, AR/inventory financing, and cross-border lending. Strong collaboration with relationship managers, credit officers, and legal counsel is required, with travel as needed.