Analyst, Underwriter – Asset Based Finance

Millennium Management LLC; Dallas (TX); On-site; USD 110,000 - 150,000; Full time

Job summary

Millennium Management LLC is seeking a senior credit underwriting professional in Dallas to own underwriting and diligence for asset-based and corporate lending transactions. You will analyze financial statements, assess risk, and manage collateral across industries to support fast-paced deal flow.

The role requires strong analytical skills, attention to detail, and experience with legal documentation and portfolio management. This is a high accountability, entrepreneurial credit environment.

Qualifications

• 5+ years direct experience in credit underwriting and structuring of asset-based and corporate lending transactions.
• Familiarity with asset-based finance and lending across broad industries and sector nuances.
• Strong balance sheet knowledge and off-balance sheet structures.
• Knowledge of legal documentation (commitment papers, term sheets, credit agreements, intercreditor agreements).
• Able to produce excellent underwriting work product with detailed analysis.
• Analytical thinking and attention to detail.
• Experience in portfolio management and risk assessment.

Responsibilities

• Hands-on underwriting, diligence, and financial analysis across asset-based and corporate transactions.
• Work directly with PM to underwrite, risk assess and analyze asset-based and corporate lending deals.
• Set up covenant packages, risk ratings, KPIs, and portfolio monitoring.
• Analyze new prospects for credit quality including financials and projections.
• Evaluate collateral from diverse industries for asset-oriented facilities.
• Prepare internal documentation to evaluate opportunities, including pre-screens and final approvals.
• Collaborate with risk management on approvals; present to the risk committee for deal sign-off.
• Coordinate with appraisers and field examiners to diligence, document and close transactions.
• Thrives in fast-paced, entrepreneurial credit environments with multiple workflows.
• Hands-on involvement in underwriting, diligence, and financial statement analysis is essential.

Skills

Underwriting

Credit analysis

Asset-based lending

Financial statement analysis

Risk assessment

Portfolio management

Diligence

Financial modeling

Education

Bachelor's degree in finance or related field

Job description

Responsibilities

• This role offers hands‑on ownership of underwriting, diligence, and financial analysis across a variety of asset-oriented and corporate transactions
• Work directly with PM to underwrite, risk asses and analyze asset-based finance, asset based lending and corporate lending transactions
• Participate in setting up covenant packages, risk ratings, monitoring KPIs and participate in ongoing portfolio management
• Analyze new prospects for credit quality including financials and projections.
• Evaluate collateral from a broad spectrum of industries for suitability for asset-oriented facilities.
• Prepare internal documentation to evaluate new opportunities, including pre-screens and final approval documentation.
• Work closely with risk management on approvals; present borrower and structure to risk committee to secure deal approval.
• Work with outside third parties, including appraisers and field examiners, to diligence, document and close transactions.
• The position is well‑suited for candidates who excel in fast‑paced, entrepreneurial credit environments and enjoy managing multiple workflows with high accountability
• Hands‑on involvement in underwriting, diligence, financial statement analysis is a must

Qualifications

• 5+ years direct experience in credit, underwriting, and structuring of asset based and corporate lending transactions
• Familiarity with asset-based finance, asset based lending across broad industries, including specific sector risks and nuances.
• Significant market knowledge of balance sheet and off-balance sheet structures
• Knowledge of Legal Documentation (commitment papers, term sheets, credit agreements, intercreditor agreements, etc.)
• Able to produce excellent underwriting work product with detailed up/down analysis
• Analytical Thinking
• Attention to Detail
• Financial Analysis
• Underwriting
• Portfolio Management
• Prioritization