Asset-Backed Securitization Associate - FinTech & Lending

Citi; New York (NY); On-site; USD 150,000 - 175,000; Full time

Benefits offered by this job

Medical, dental & vision coverage

401(k) retirement plan

Life, accident, and disability保险

Wellness programs

Paid holidays

Job summary

Citi’s Asset-Backed Securitization & Financing (ABS&F) group in New York seeks an Associate to structure and originate transactions across consumer and commercial asset classes, including fintech and private credit verticals. You will work in small deal teams and collaborate with issuer, lawyers, and analysts to develop offering documents and rating agency materials.

You will review performance and risk of assets, conduct diligence, assess pricing, and support the sales and syndication process

Qualifications

• At least 2 years of experience working with ABS transactions.
• Ability to lead lending and ABS structuring transactions.
• Capacity to coordinate and develop junior professionals.
• Detail-oriented, organized and able to work as part of a team.
• Excellent written and verbal communication skills.
• Strong quantitative skills; familiarity with Microsoft Excel required.
• Experience working with large data sets.
• Bachelor’s degree in finance or closely related areas of Business Administration preferred.
• Experience with accounting and financial statement analysis.
• Experience creating financial analyses.
• Ability to manage multiple transactions simultaneously.
• Series 79, 7 and 63 licenses

Responsibilities

• Develop rating agency materials and presentations to support the transaction’s ratings.
• Review structuring models and prepare transaction analytics.
• Work with transaction parties (issuer, lawyers and accountants) to develop offering documents.
• Develop materials for the sales and syndication process.
• Respond to investor inquiries and aggregate investor feedback.
• Review performance and risk of assets.
• Conduct diligence on new platforms.
• Assess pricing and benchmark to comparable transactions.
• Assist officers and lawyers with transaction documents.
• Work with colleagues to develop credit materials and facilitate the approval process.
• Facilitate transaction execution with our operations team.
• Monitor transactions on an ongoing basis.
• Associates are encouraged to take a leadership role on projects.
• Lead or participate in client discussions.
• Analyze market trends and relative value of ABS products.
• Develop advanced Excel, PowerPoint and ABS modelling skills.

Skills

ABS transactions

Lead lending & ABS structuring

Coordinate junior professionals

Detail-oriented

Excellent written and verbal skills

Strong quantitative skills

Experience with large data sets

Series 79, 7 and 63 licenses

Education

Bachelor’s degree in finance or related field

Tools

Microsoft Excel

Job description

Citi’s Asset-Backed Securitization & Financing (ABS&F) group in New York seeks an Associate to structure and originate transactions across consumer and commercial asset classes, including fintech and private credit verticals. You will work in small deal teams and collaborate with issuer, lawyers, and analysts to develop offering documents and rating agency materials.

You will review performance and risk of assets, conduct diligence, assess pricing, and support the sales and syndication process