Aspiring Small Business Underwriter – Hybrid Trainee

The Hartford; Hartford (CT); Hybrid; USD 54,000 - 80,000; Full time

Job summary

The Hartford is seeking an Associate Underwriter (UBTRAN) to join its Small Business Underwriting team. This 14‑week hybrid onboarding program starts in January 2027, with on‑the‑job learning and mentorship across multiple locations, including Hartford, CT.

You will support small business lines, pricing risks, and partnering with sales reps to drive profitable growth. The role requires teamwork, analytical thinking, and a customer‑first mindset, with travel up to 10% and a path toward leadership

Qualifications

• Bachelor’s Degree preferred, or equivalent combination of education, training, and Insurance experience.
• Strong sales skills with the ability to negotiate and sell all messages including with those that may be difficult.
• Excellent written and interpersonal communication and presentation skills
• Ability to think analytically about business problems, make recommendations, and propose solutions.
• Possession of resilience and an entrepreneurial spirit
• Demonstration of solid time, organizational, and desk management skills.
• Goal oriented with a strong desire to deliver outcomes in timely manner.
• Acts with a sense of urgency and is responsive to internal and external customer needs.
• Challenge the status quo to implement improvement and compete to win.
• Demonstrates satisfactory progress during the Training Program and achieve passing scores on all tests, case studies, and foundational underwriting assessments.
• Flexibility to travel approximately 10% of the time.

Responsibilities

• Work on our underwriting team supporting small business owners. The underwriter will handle all commercial lines, including Business Owner’s Policy (BOP), Commercial Automobile, Workers’ Compensation and Umbrella.
• Learn to accurately develop and price individual risks, analyze loss and risk information, and recognize "red flags" and file inconsistencies to write profitable commercial business.
• Partner with aligned territory sales rep to achieve profit and growth objectives.
• Learn to build and leverage relationships with key agents that allow The Hartford to obtain new accounts and drive optimal business results in a highly competitive marketplace.

Skills

Customer-first mindset

Relationship building

Analytical decision making

Team collaboration

Financial mindset

Ownership & accountability

Adaptability in changing environment

Career progression mindset

Resilience

Entrepreneurial spirit

Time management

Desk management

Education

Bachelor’s Degree

Job description

The Hartford is seeking an Associate Underwriter (UBTRAN) to join its Small Business Underwriting team. This 14‑week hybrid onboarding program starts in January 2027, with on‑the‑job learning and mentorship across multiple locations, including Hartford, CT.

You will support small business lines, pricing risks, and partnering with sales reps to drive profitable growth. The role requires teamwork, analytical thinking, and a customer‑first mindset, with travel up to 10% and a path toward leadership