Analyst Real Estate Bridge Lending

Bancorp Bank; New York (NY); Presencial; USD 85.000 - 130.000; Jornada completa

Descripción de la vacante

The Bancorp Bank, N.A. is seeking an Analyst Real Estate Bridge Lending to support the origination, underwriting, asset management and secondary capital markets efforts for multifamily and commercial real estate loans nationwide.

This role builds financial models, performs DSCR and debt yield analyses, coordinates due diligence with external reviewers, and prepares presentations for credit committees, helping drive timely, well-supported lending decisions.

Formación

• Undergraduate degree or equivalent experience.
• Commercial real estate experience preferred.
• Strong financial modeling and analytical skills.
• Knowledge of CRE, including legal/tax basics preferred.
• Strong communication and client interaction skills.
• Organizational skills and ability to meet deadlines.
• Proficiency in Microsoft Office (Excel/PowerPoint/Word/Outlook) preferred.

Responsabilidades

• Build and maintain financial models for property cash flow and DSCR analyses.
• Manage due diligence and coordinate third-party reports with senior team.
• Support origination and transaction execution with deal teams and lenders.
• Assist asset management by reviewing financial statements and rent rolls.
• Prepare credit committee presentations and asset reports.
• Support secondary markets by compiling loan information for investor requests.
• Monitor CRE and capital markets developments nationwide.

Conocimientos

Financial modeling

Valuation

Analytical skills

Communication skills

Team collaboration

Attention to detail

Educación

Undergraduate degree in related field

Herramientas

Microsoft Excel

PowerPoint

Word

Outlook

Descripción del empleo

Position Summary

At The Bancorp, we’ve spent more than 25 years driving innovation in the financial services industry. As one of the first banks to embrace fintech, we combine technology, expertise and a forward-looking approach to deliver creative, real-world solutions. We work side by side with our partners to help them grow and innovate with confidence. Across Fintech Solutions, Institutional Banking, Commercial Lending and Real Estate Bridge Lending, we provide the people, processes, technology and banking capabilities that turn bold ideas into outcomes.

Join a team that brings urgency and rigor to every challenge and plays a direct role in driving growth for our clients and the communities we serve.

The Bancorp’s Real Estate Bridge Lending leverages our balance sheet and in-house expertise to deliver customized, non-recourse commercial real estate bridge loans nationwide. Our team provides seamless service from origination through funding, helping deliver tailored financing solutions with speed, certainty and a high level of execution for multifamily commercial real estate clients.

The Analyst Real Estate Bridge Lending role is responsible for supporting the origination and underwriting of new commercial real estate bridge loans, the asset management of existing loans, and secondary capital markets transactions. The role provides financial analysis and due diligence to help the Real Estate Bridge Lending (REBL) team evaluate credit risk, monitor loan performance, and execute transactions.

Key Responsibilities

• Builds and maintains financial models to analyze property cash flow and valuation under different operating scenarios. Performs debt service coverage ratio (DSCR) and debt yield analyses on commercial real estate collateral nationwide.
• Manages due diligence by reviewing borrower, sponsor, property, and market information; maintaining data rooms and diligence trackers; and coordinating information flow. Orders and reviews third-party appraisals, environmental, engineering, zoning, insurance, title, and legal documents with senior team members.
• Supports origination and transaction execution by coordinating with senior deal team members, borrowers, transaction counterparties, counsel, and other advisors. Tracks outstanding items and follows up to support completion of transaction milestones.
• Assists with asset management of existing bridge loans by reviewing property financial statements, rent rolls, and business plan progress against underwriting assumptions. Updates asset summaries and communicates material variances or emerging credit concerns to senior team members.
• Prepares credit committee presentations, asset reports, and responses to investor and corporate inquiries. Supports secondary capital markets transactions by compiling and reviewing loan information and coordinating transaction diligence and investor requests.
• Monitors developments in commercial real estate and real estate capital markets nationwide. Evaluates and shares information relevant to property values, underwriting assumptions, and loan repayment prospects.
• Performs other duties as assigned.

Qualification Requirements

• Undergraduate degree in a related field or an equivalent combination of training and experience.
• Commercial real estate experience preferred.
• Strong financial modeling, valuation, and analytical skills, including experience analyzing commonly used financial statements, preferred.
• Broad knowledge of commercial real estate, basic understanding of legal and tax considerations, and ability to conduct thorough independent research preferred.
• Strong verbal, written, and interpersonal communication skills, including professional client interactions and ability to communicate concepts concisely and support conclusions, preferred.
• Strong organizational skills, attention to detail, and a proactive approach to working in a collaborative environment with competing deadlines preferred.
• High level proficiency in Microsoft Office, including Excel, PowerPoint, Word, and Outlook, preferred.

Travel Requirements

Up to 25% travel required.

What Success Looks Like

• Delivers financial models and credit analyses with calculations reconciled to source documents, assumptions documented, and pride of ownership.
• Completes assigned underwriting, portfolio reviews, and transaction deliverables by agreed deadlines and escalates information gaps or delays before deadlines are missed.
• Maintains current diligence trackers with required documents organized and outstanding items and follow-up actions documented.
• Identifies material changes in property performance or repayment assumptions during portfolio reviews and communicates concerns to senior team members when identified, with supporting analysis.
• Acts with integrity, exercises sound judgment, and protects confidential information. Communicates professionally with internal and external stakeholders and applies feedback to subsequent assignments.

Why This Role Matters

REBL relies on the Analyst’s financial analysis and due diligence to make informed lending decisions and identify changes in loan performance. The role helps the commercial real estate lending platform execute transactions efficiently, monitor credit risk, and support capital markets activity, contributing to disciplined growth and protection of the Bank’s capital.

Additional Information

This job will be open and accepting applications for a minimum of five days from the date it was posted.

This information reflects the base salary pay range for this job based on current national market data. Ranges may vary based on the job's location. We offer competitive pay that varies based on individual experience, qualifications and other relevant factors.

Working at The Bancorp Bank, N.A. and Benefits Information:https://thebancorp.com/company/join-our-team/

Company Culture & Background Screening

Company Culture at The Bancorp Bank: https://www.thebancorp.com/company/company-culture/

The Bancorp Bank, N.A. is an EQUAL OPPORTUNITY EMPLOYER and will not discriminate on the basis of race, color, religion, gender, gender identity, sexual orientation, pregnancy, citizenship, national origin, age, disability, genetic information, veteran status or other protected category with respect to recruitment, hiring, training, promotion, and other terms and conditions of employment.

Employment with The Bancorp Bank, N.A. includes successfully passing a background check including credit, criminal, education, employment, OFAC, and social media background history.