Analyst – Loan Workout

Rialto Capital Management LLC; Miami (FL); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Attractive Total Rewards package

Job summary

A prominent finance firm in Miami is looking for a Loan Workout analyst to join their team. This role involves working closely with asset managers and third-party firms in managing loans in the CMBS and non-performing loan portfolio. Candidates should possess strong commercial asset valuation skills, legal contract experience, and underwriting capabilities. A Bachelor’s Degree in Business Administration, Finance, or Real Estate is required. This position offers a chance to work in a dynamic environment with opportunities for career growth.

Qualifications

• 0-3 years of experience, preferably in commercial real estate or structured finance.
• Ability to excel in a fast-paced and deadline-driven environment.
• Comfortable reading and interpreting legal documents.

Responsibilities

• Conduct comprehensive analysis and understanding of loan collateral dynamics.
• Engage third-party consultants including attorneys and brokers.
• Prepare quarterly business plans and cash flow projections.

Skills

Commercial asset valuation skills

Effective communication

Analytical skills

Attention to detail

Organizational skills

Education

Bachelor’s Degree in Business Administration, Finance, or Real Estate

Tools

Microsoft Excel

Microsoft PowerPoint

Job description

Rialto Capital’s Loan Workout Group is seeking to add an analyst to its Miami-based team. The Loan Workout analyst will work closely with asset managers, company leadership and third-party firms in the day-to-day management and resolution of loans in Rialto’s CMBS and non-performing loan portfolio. This individual shall have a blend of commercial asset valuation skills, legal contract experience, and provide exceptional underwriting capabilities for new portfolio acquisitions. The ideal candidate would be a highly motivated individual with a passion for commercial real estate.

Key Responsibilities

Comprehensive analysis and understanding of loan collateral dynamics, value determination, and resolution strategies

Conduct market analysis and research

Engagement of and interaction with third party consultants including attorneys, brokers, receivers, management/leasing companies, and appraisers

Preparation of quarterly business plans and cash flow projections

Thorough underwriting at the loan and property level for loan acquisition opportunities, distressed debt portfolios and performing/non-performing loans in Rialto’s portfolio

Analysts will have the opportunity to underwrite loans secured by all property types, in all 50 states across the U.S.

Specifications

Bachelor’s Degree required in Business Administration, Finance, Real Estate, or related fields preferred

0-3 years of experience, preferably in commercial real estate or structured finance

Strong work ethic; ability to excel in a fast-paced and deadline-driven environment

Effective written & verbal communication; ability to present ideas in a clear and concise manner

Strong analytical, research and reporting skills

Well-organized with extremely high attention to detail

Strong organizational skills with the ability to manage multiple priorities

Advanced proficiency with Microsoft Office applications, specifically Excel and PowerPoint

Comfortable reading and interpreting legal documents including loan agreements

Working Conditions

While performing the duties of this job, the Associate is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop. The Associate must occasionally lift and/or move up to 25 pounds. Evening and/or weekend work may be necessary to meet deadlines. This description outlines the basic tasks and requirements for the position noted. It is not a comprehensive listing of all job duties.

Rialto Capital is committed to the principles of Equal Employment Opportunity. Our policy is to provide equal employment opportunity to all applicants and Associates without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity or expression, national origin, age (40+), disability, veteran status, genetic information (including family medical history), or any other legally protected status.

Our company uses E-Verify to confirm the employment eligibility of all newly hired employees.

If you think you have what it takes to be a part of a fast-paced, high-performance team of entrepreneurs, and talented real estate investment and asset management experts, we want to hear from you.

For more information about career opportunities or to submit your resume, contact us at:

Rialto Capital focuses on the following core competencies in both recruitment and Associate development.

• Depth of Knowledge and Expertise
• Judgment and Decision Making
• Focused on Results and Adding Value
• Inclusive & Diverse Teamwork/Collaborative Problem Solving
• Thoroughness and Accountability

Our Total Rewards

Rialto Capital provides an attractive Total Rewards package for our Associates, which includes: