AML & KYC Operations Associate

Bitpanda; United States; Ibrido; USD 60.000 - 90.000; Tempo pieno

Vantaggi offerti da questo lavoro

Hybrid working

Stock options

Time & flexibility policies

Company events

Brand swag

Descrizione del lavoro

Bitpanda is seeking an AML & KYC Operations Associate to mitigate money-laundering risks and ensure regulatory compliance across fiat activities. The role focuses on onboarding, reviewing SoF/SoW, monitoring transactions, and engaging with customers to collect documentation.

The position requires a university degree and strong analytical/problem-solving skills, with a keen interest in the cryptocurrency industry. Evening shift with hybrid work options and competitive compensation.

Competenze

• University degree in Economics, Finance, or Law.
• Proven analytical and problem-solving skills.
• Knowledge of AML regulations and compliance frameworks.
• Interest in the evolving cryptocurrency space.

Mansioni

• Onboard retail clients in line with AML regulations across Europe/UK.
• Review Source of Funds and Source of Wealth for fiat transactions and low-risk accounts.
• Monitor customer activity for red flags and request additional documents as needed.
• Analyze financial data and explanations provided by users.
• Interact with customers to obtain required supporting documents.
• Conduct ongoing transaction monitoring and determine follow-up PoF/PoW actions while balancing customer experience and compliance.

Conoscenze

Analytical skills

Problem solving

AML regulatory knowledge

Crypto industry interest

Formazione

University degree (Economics, Finance, or Law)

Descrizione del lavoro

Who we are

We simplify wealth creation. Founded in 2014 in Vienna, Austria by Eric Demuth, Paul Klanschek and Christian Trummer, we re here to help people trust themselves enough to build their financial freedom - for now and the future. Our user-friendly, trade-everything platform empowers both first-time investors and seasoned experts to invest in the cryptocurrencies, crypto indices, stocks*, precious metals and commodities* they want - with any sized budget, 24/7. Our global team works across different cultures and time zones, bringing our products to more than 6 million customers, making us one of Europe s safest and most secure platforms that powers modern investing. Headquartered in Austria but operating across Europe, our products are built by fast-moving, talented, "roll-up-your-sleeves-and-make-it-happen" kind of people. It s these diverse perspectives and innovative minds operating as ONE TEAM that keep Bitpanda at the cutting edge of our industry. So if you re someone who thinks big, moves fast and wants to make an impact right from day one, then get ready to join our industry-changing team. Let s go!

Your mission:

As an AML & KYC Operations Associate at Bitpanda, your mission is to actively contribute to the mitigation of money laundering and terrorist financing risks. You will ensure compliance with applicable regulations in the anti-financial crime field, demonstrating a strong commitment to preventing financial crimes perpetrated within the cryptocurrency environment. You possess a robust problem-solving and customer-oriented mindset.

What you ll do:

• Onboard retail clients in accordance with European and British AML regulatory requirements. This includes providing constructive feedback to external Identity & Verification (ID&V) providers, remediating detected issues, and preparing comprehensive internal reports.
• Perform day-to-day reviews for Source of Funds (SoF) and/or Source of Wealth (SoW), primarily focusing on fiat transactions and low-risk customers.
• You will diligently oversee customers financial activities and identify any potential red flags on users accounts.
• Analyze retail users financial data and their provided explanations.
• You will directly interact with customers to request any necessary additional documents.
• Conduct regular transaction monitoring reviews to assess if a follow-up PoF/PoW is required, always balancing the overall customer experience with strict adherence to regulatory requirements.

Who you are:

• Education: University degree in Economics, Finance, or Law.
• Skills: Proven analytical and problem-solving skills.
• Knowledge: Demonstrated interest in AML regulation (e.g., the AML Directives, the FM-GwG, the ESAs AML/CFT Guidelines) with a comprehensive understanding of different financial crime patterns and the broader AML/CFT landscape.
• Industry Interest: A keen interest in the rapidly evolving cryptocurrency industry.

Please Note:

This is an evening shift position (from 3:30 PM until midnight) for either a Tuesday to Saturday or Sunday to Thursday schedule.

What s in it for you

• Hybrid-working model with 25-Work From Anywhere days*
• Competitive total compensation package including participation in our stock option plan
• Market-leading benefits programs shaped by our Time & Flexibility policies*
• Company-wide and team events - both in-person and virtually!
• Bitpanda swag to keep you living the brand
• And, above all, the opportunity to learn and grow as part of Bitpanda s incredible journey towards being Europe s future #1 investment platform.

Bitpanda is committed to fostering a fair and equal environment based on trust and mutual respect.

We believe that a diverse and inclusive workplace is paramount to our success and we are committed to building a team that represents a wide variety of backgrounds, perspectives, and skills.