AML Investigator & Automation Advocate (Fintech)

Ramp; New York (NY); On-site; USD 120,000 - 160,000; Full time

Benefits offered by this job

Flexible PTO

Unlimited AI token usage

Home-office equipment budget

Health and wellness stipend

Intra-office travel budget

Weekly coffee stipend

Job summary

Ramp is building the smart infrastructure for finance teams, embedding AML in the transaction flow. As a member of Ramp’s AML Team, you will conduct investigations, file SARs/UARs, and support automation initiatives to strengthen the program while collaborating with Compliance, Risk, Product, and Fraud Operations.

This role suits someone with strong analytical skills, experience in fast-paced fintech environments, and a drive to build scalable processes that support Ramp’s growth.

Qualifications

• Minimum 4 years of experience in compliance advisory or operations, with at least 2 years as an AML investigator in an operations team (1LOD or 2LOD).
• Experience drafting and filing SARs/UARs.
• Demonstrated familiarity with sanctions, EDD, KYC/KYB and financial crimes compliance.
• Ability to handle multiple and fast-changing priorities.
• Exceptional written and verbal communication skills.
• Strong investigative and critical thinking skills.
• Prior fintech experience required.

Responsibilities

• Review and disposition escalations from transaction monitoring alerts and internal referrals, conducting full investigations and determining reporting obligations.
• Draft and file SARs and UARs, ensuring narratives are accurate and submitted on time.
• Flex into Sanctions, PEP, and KYC/EDD workflows as needed.
• Perform secondary peer reviews.
• Assist in ongoing optimization of Ramp’s AML systems and tooling, including rule tuning, automation implementation, and testing.
• Drive workflow design updates and process improvements, and contribute to procedures and training materials.
• Support responses to bank partner requests, audits, and regulatory reporting and obligations.
• Triage and respond to escalations from internal teams to Compliance.

Skills

AML investigations

SAR filing

Sanctions knowledge

KYC/EDD

Fintech experience

Communication skills

Tools

AI automation tools

Job description

Ramp is building the smart infrastructure for finance teams, embedding AML in the transaction flow. As a member of Ramp’s AML Team, you will conduct investigations, file SARs/UARs, and support automation initiatives to strengthen the program while collaborating with Compliance, Risk, Product, and Fraud Operations.

This role suits someone with strong analytical skills, experience in fast-paced fintech environments, and a drive to build scalable processes that support Ramp’s growth.