AML Compliance Analyst — Investigations & Sanctions

Tompkins Bank & Trust; Town of Ithaca (NY); On-site; USD 80,000 - 110,000; Full time

Job summary

Tompkins Bank & Trust is seeking an AML Specialist to support our AML/CFT, CIP, and sanctions programs. The role reviews alerts, conducts high-risk due diligence, and assists with regulatory filings while collaborating with business partners and compliance leadership.

The position emphasizes analyzing complex transaction data, maintaining confidentiality, and contributing to ongoing AML program effectiveness through teamwork and continuous learning.

Qualifications

• Associate’s degree required; Bachelor’s degree in finance, accounting, business administration, or related field preferred.
• CAMS and/or CFCS certification preferred.
• Two to four years of experience in BSA/AML compliance or related financial crime role.
• Strong analytical skills with ability to evaluate complex transactional data and draw conclusions.
• Strong written and verbal communication skills with clear documentation.
• Proficiency in handling sensitive and confidential information with discretion.
• Proficiency in Microsoft Office and familiarity with AML monitoring systems and related technology.

Responsibilities

• Review transaction monitoring alerts and reports.
• Identify potential suspicious activity and elevate alerts as appropriate.
• Prepare and file Suspicious Activity Reports and Currency Transaction Reports within regulatory timelines.
• Conduct high-risk customer due diligence and periodic reviews.
• Review customer activity for CIP, CDD, and Beneficial Ownership compliance.
• Review and disposition sanctions and 314(a) matches.
• Support law enforcement requests and subpoenas as needed.
• Collaborate with lines of business to obtain customer information and clarify transactional activity.
• Maintain effective working relationships to support AML monitoring and compliance.
• Support Corporate AML leadership with programmatic activities.
• Seek ongoing learning opportunities and share AML knowledge with team members.

Skills

Analytical skills

Written communication

Verbal communication

Discretion with confidential info

Microsoft Office

AML monitoring systems

Data analysis

Education

Associate's degree

Bachelor's degree in finance, accounting, business administration, or related field

Tools

Microsoft Office suite

AML monitoring software

Job description

Tompkins Bank & Trust is seeking an AML Specialist to support our AML/CFT, CIP, and sanctions programs. The role reviews alerts, conducts high-risk due diligence, and assists with regulatory filings while collaborating with business partners and compliance leadership.

The position emphasizes analyzing complex transaction data, maintaining confidentiality, and contributing to ongoing AML program effectiveness through teamwork and continuous learning.