Senior Specialist, AML Compliance

Western Union; Denver (CO); Hybrid; USD 55,000 - 65,000; Full time

Benefits offered by this job

Short-term incentives

Health insurance options

Accident and life insurance

Development platforms access

401K Plan

Job summary

Western Union is seeking a Senior Specialist, AML Compliance to join the Financial Intelligence Unit in Denver. You will monitor and analyze potentially unusual money transfer patterns to mitigate money laundering and terrorist financing risks.

The role includes documenting analyses, data gathering, and collaborating across global FIU teams. The position requires office-based work at least three days per week in Denver, with a hybrid work model and visa sponsorship not available.

Qualifications

• 1+ years of experience in Bank Secrecy Act, AML compliance, or related risk-based compliance.
• 1+ years of experience with open-source online tools.
• 1+ years of experience with MS Office (Excel, Word, PowerPoint).
• Familiarity with AML trends and risks and ability to stay updated on product use and risks.
• Experience with SharePoint, Lexis Nexis or similar, Tableau, or Western Union systems.

Responsibilities

• Analyze transactions from automated alerts to identify AML or related risks.
• Document and/or refer specific cases for further investigation.
• Collaborate cross-functionally with global FIU teams and support projects.
• Participate in team huddles, problem-solving, training, and innovation efforts.

Skills

AML Compliance

MS Office

Open-source tools

Tools

SharePoint

Lexis Nexis

Tableau

Job description

IMPORTANT NOTE:

Candidates mustbe authorized towork in the United States on a full-time basis; visa sponsorship is not available for this role.

This position requires candidates to be based in Denver location with an expectation to work from the office at least three days per week.

Please note that relocationassistanceis not provided.

Senior Specialist, AML Compliance

In this role, you will be a member of Western Union's Financial Intelligence Unit ("FIU") located within the Global Compliance organization. The FIU assists to mitigate money laundering and terrorist financing risks to Western Union. This highly visible area is responsible for identifying, escalating, and mitigating money laundering risk related activity.

Specifically, in this role, you will be responsible for monitoring and analyzing potentially unusual money transfer/money order transactions and patterns that may be indicative of money laundering or terrorist financing concerns or have no apparent economic or lawful purpose. This role will analyze elements such as the background and purpose of transactions, collect and document relevant account and transactional data, review and analyze data, and make decisions regarding potential regulatory filing or other compliance/risk concerns. This role is also responsible for proper documentation of analytical work based on established procedures. At times, this role may be asked to work on specific projects or non-standard tasks and oversight processes.

Roles and Responsibilities:

• Perform analysis of transactions stemming from automated alerts to identify potential money laundering and other potential risks/typologies associated with either WU Consumers, WU Payments Clients/customers, and/or Agent Network locations. This also includes taking necessary risk mitigation steps that may include reporting suspicious and/or unusual activity as required by AML laws or following other internal Western Union procedures.
• Document and/or refer specific cases for further investigation.
• Work cross-functionally with global teams across the FIU organization and/or support projects and/or non-standard tasks to further department priorities.
• Participate in team efforts such as huddles, problem solving, training, and innovation efforts of the team, FIU, and Western Union.

Basic Qualifications

• 1+ years of experience in any of the following: Bank Secrecy Act, AML Compliance, general and/or risk-based compliance.
• 1+ years of experience with open-source using online tools.
• 1+ years of experience with MS Office suite (Excel, Word, & PowerPoint).
• Basic understanding of trends and developments in Anti-Money Laundering risks and concerns, along with keeping up to date in product use and associated risks.
• Familiarity/experience with tools such SharePoint, Lexis Nexis (or similar), Tableau, and/or applicable Western Union systems/applications.

Preferred

• Experience working cross functionally is preferred

We make financial services accessible to humans everywhere. Join us forwhat'snext.

Western Union is well positioned to become the world's most accessible financial services company-transforminglives and communities.More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations.You'llhave plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. Ifyou'reready to help drive the future of financial services,it'stime forWesternUnion. Learn more about our purpose and people at https://careers.westernunion.com/

WORKPLACE OPTION

HYBRID -

Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.

BENEFITS AND OTHER DETAILS

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few (https://careers.westernunion.com/global-benefits/). Please see the location-specific benefits below and note that your Recruiter may shareadditionalrole-specific benefits during your interview process or in an offer of employment.

Your United States specific benefits include:

• Medical, Dental, Vision, and Life Insurance
• Paid Time Off
• Parental Leave
• Global Adoption Assistance
• 401KPlan

Salary

The base salary range is $55,000.00 - $65,000.00 per year. Actual salaries will vary based on candidates' qualifications, skills, and competencies.

Other Details

We are passionate about honoring our employee's identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

Estimated Job Posting End Date:

11-11-2026

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.