AML Analyst

APEX Fintech Services LLC; Texas; Hybrid; USD 70,000 - 100,000; Full time

Benefits offered by this job

Healthcare benefits

Paid time off

401k match

Parental leave

HSA contribution

Calm app subscription

Tuition reimbursement

Hybrid work schedule

Job summary

Apex Fintech Solutions in the United States is seeking an AML Analyst to join our financial compliance team. You will identify, analyze, and mitigate money-laundering risks, enforce applicable laws, and work with multiple departments to implement controls.

The role requires a bachelor’s degree and 2+ years in AML or regulatory affairs. Candidates with CAMS or experience with SARs, FinCEN reporting, and policy updates will thrive. We offer a hybrid schedule and competitive benefits.

Qualifications

• Bachelor’s degree in finance, criminal justice, forensics, or a related field.
• 2+ years of AML compliance or regulatory experience.
• Experience with financial software and analytical tools.

Responsibilities

• Conduct detailed investigations into customer transactions for AML risks.
• Monitor transactions across platforms and accounts using analytical tools.
• Prepare SARs and file them with FinCEN as required.
• Coordinate with legal and regulatory bodies for audits.
• Help update AML policies and procedures to address new threats.
• Provide AML training to staff on trends and systems.
• Perform risk assessments on client profiles and high-risk services.
• Regularly review controls and recommend improvements.

Skills

Analytical skills

Attention to detail

Data analysis

Communication skills

Independent worker

Team collaboration

Education

Bachelor’s degree

Tools

Excel

SAS

AML software

Job description

WHO WE ARE

Apex Fintech Solutions (Apex) powers innovation and the future of digital wealth management by building tech-forward solutions that help simplify, automate, and facilitate access to financial markets for all. Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi, Webull, and eToro, amongst many others; collectively, Apex powers access to the stock market for over 22+ million end customers. At Apex, we are changing how the securities industry operates by reinventing the status quo, which was manual, slow, and accessible only by the ultra-wealthy. We're digitizing and democratizing systems so that everyone has an opportunity to invest. When you're at Apex, you drive this change. You're part of a global team with a clear vision: to be the trusted technology that powers the digital economy. Our offices in Austin, Dallas, Chicago, New York, Portland, Belfast, and Manila are home to over 1,000 employees. Together, we’re shaping the future of financial innovation. Embrace change. Solve big. Win together. And be G.R.E.A.T. — grit, results, empathy, accountability, and teamwork — with Apex. We’re proud to be recognized for the innovative work we do, the purpose-driven nature of our work, and the collaborative culture we’ve created.

Here are just a few of the many awards we’ve recently received: Best Places to Work 2026, 2025, 2024, 2023 - Presented by BuiltIn WealthTech of the Year 2025 - Presented by US FinTech Awards The World’s Top 250 Fintech Companies 2024 - Presented by CNBC

ABOUT THIS ROLE

The AML Analyst is a critical role within the financial compliance team, dedicated to identifying, analyzing, and mitigating risks related to money laundering and financial crimes. This position requires a meticulous and analytical individual who can interpret and enforce regulations and internal policies aimed at preventing illicit financial activities. The AML Analyst will work closely with other departments to ensure the organization complies with all applicable anti-money laundering laws, regulations, and guidelines.

Key Responsibilities

• Conduct detailed investigations into customer transactions to identify potential money laundering or terrorist financing activities
• Utilize various analytical tools and methods to monitor financial transactions across multiple platforms and accounts
• Generate suspicious activity reports (SARs) and file them with the Financial Crimes Enforcement Network (FinCEN) as required
• Collaborate with legal and regulatory bodies to provide requested information and facilitate audits
• Assist in developing and updating internal AML policies and procedures to adapt to new regulations and threats
• Provide training and guidance to other staff members on AML compliance, trends in financial crime, and the use of transaction monitoring systems
• Perform risk assessments of client profiles, high-risk products, and service providers to identify areas requiring enhanced controls
• Regularly review and analyze the effectiveness of existing controls and recommend improvements

Education and Experience

• Bachelor’s degree in finance, criminal justice, forensics, or a related field
• 2+ years of experience in AML compliance, financial services, regulatory affairs, or a related area
• Experience with financial software and analytical tools
• Familiarity with global AML standards, such as the Bank Secrecy Act (BSA), USA PATRIOT Act, and the FATF recommendations

Preferred Qualifications

• CAMS (Certified Anti-Money Laundering Specialist) or similar certification
• Previous experience in a financial services environment with direct exposure to AML compliance
• Experience working with cross-functional teams and managing projectsAdvanced degree or professional certifications related to AML, banking, or financial services

Knowledge, Skills, and Abilities

• Strong analytical and problem-solving skills
• Excellent attention to detail with the ability to spot inconsistencies and anomalies in transaction data
• Proficient in data analysis using software such as Excel, SAS, or specialized AML software systems
• Strong communication skills, both oral and written, with the ability to present complex information in an understandable manner
• Capability to work independently and as part of a team in a fast-paced environment
• High integrity and professionalism with a dedication to maintaining confidentiality

Rewards

We offer a robust package of employee perks and benefits, including healthcare benefits (medical, dental and vision, EAP), competitive PTO, 401k match, parental leave, and HSA contribution match. We also provide our employees with a paid subscription to the Calm app and offer generous external learning and tuition reimbursement benefits. At AFS, we offer a hybrid work schedule for most roles that allows employees to have the flexibility of working from home and one of our primary offices.

EEO Statement

Apex Fintech Solutions is an equal opportunity employer that does not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, and gender identity), national origin, age, disability, veteran status, marital status, or any other protected characteristic. Our hiring practices ensure that all qualified applicants receive fair consideration without regard to these characteristics.

Disability Statement

Apex Fintech Solutions is committed to creating an inclusive and accessible workplace for all candidates, including those with disabilities. We are dedicated to ensuring equal employment opportunities and providing reasonable accommodations to qualified individuals with disabilities. If you require reasonable accommodations to participate in the application or interview process, please submit your request via the Candidate Accommodation Requests Form. We will work with you to provide the necessary accommodations to ensure your full participation in our hiring process.

#compliance #associate #fulltime #LI-MJ1 #APEX

At Apex, we aim to enable frictionless investing for everyone. At Apex, we stand for efficiency and transparency. In every office, you’ll find passionate, committed, dedicated teams driven to find smart solutions to solve our clients’ toughest challenges. We are passionate about our employees, providing the benefits and perks that elevate you, reward you, and help you give back. We provide great flexibility, a collaborative, open work space, and real potential to grow with the firm.