ALM Financial Analyst — Impactful Banking & Forecasting

HAPO Community Credit Union; Richland (WA); On-site; USD 49,000 - 94,000; Full time

Benefits offered by this job

No-cost employee health insurance and

Dental & vision coverage

Pension plan

401K with match

Flexible spending account

Paid holidays and time off

Tuition assistance

Job summary

HAPO Community Credit Union in Richland, WA is seeking a Financial Analyst to support ALM, balance sheet modeling, and risk analysis. The role emphasizes quantitative and analytical skills to drive strategic decisions.

You will work on forecasting, budgeting, regulatory reporting, and collaboration with Accounting, Treasury, Lending, and executive leadership to optimize liquidity and capital planning. This on-site position requires 1–3 years of relevant experience and strong Excel proficiency.

Qualifications

• Bachelor’s degree in Accounting, Finance, Economics, Business Administration, or a related field.
• 1–3 years of experience in financial analysis, accounting, risk management, treasury, banking, or related financial services.
• Strong analytical, quantitative, problem-solving, and communication skills.
• Proficiency in Microsoft Excel and financial modeling techniques.

Responsibilities

• Assist with the development, maintenance, and analysis of the ALM program, including balance sheet modeling, interest rate risk analysis, liquidity management, and capital planning.
• Utilize ALM software to perform financial forecasting, scenario modeling, stress testing, and what-if analyses.
• Analyze trends in revenue, expenses, net interest margin, loan and deposit portfolios, and other key financial metrics.
• Develop, maintain, and enhance financial models for budgeting, forecasting, profitability analysis, and long-range planning.
• Prepare and present financial analyses, reports, and recommendations to management.
• Assist in quarterly regulatory reporting and ensure regulatory compliance.
• Collaborate with Accounting, Treasury, Lending and leadership teams on performance and growth.
• Support liquidity, capital, and interest rate risk management initiatives through monitoring and reporting.
• Identify opportunities to automate reporting and improve data integrity and processes.
• Participate in ad hoc projects and strategic initiatives.

Skills

Analytical thinking

Excel proficiency

Financial analysis

Communication skills

Financial modeling

Education

Bachelor's degree in Accounting, Finance, Economics, Business Administration, or related field

Tools

ALM software

Financial modeling software

Job description

HAPO Community Credit Union in Richland, WA is seeking a Financial Analyst to support ALM, balance sheet modeling, and risk analysis. The role emphasizes quantitative and analytical skills to drive strategic decisions.

You will work on forecasting, budgeting, regulatory reporting, and collaboration with Accounting, Treasury, Lending, and executive leadership to optimize liquidity and capital planning. This on-site position requires 1–3 years of relevant experience and strong Excel proficiency.