Financial Analyst (On-Site Richland, WA)

HAPO Community Credit Union; Richland (WA); Sur place; USD 49 000 - 94 000; Plein temps

Avantages offerts par ce poste

No-cost employee health insurance and

Dental & vision coverage

Pension plan

401K with match

Flexible spending account

Paid holidays and time off

Tuition assistance

Résumé du poste

HAPO Community Credit Union in Richland, WA is seeking a Financial Analyst to support ALM, balance sheet modeling, and risk analysis. The role emphasizes quantitative and analytical skills to drive strategic decisions.

You will work on forecasting, budgeting, regulatory reporting, and collaboration with Accounting, Treasury, Lending, and executive leadership to optimize liquidity and capital planning. This on-site position requires 1–3 years of relevant experience and strong Excel proficiency.

Qualifications

• Bachelor’s degree in Accounting, Finance, Economics, Business Administration, or a related field.
• 1–3 years of experience in financial analysis, accounting, risk management, treasury, banking, or related financial services.
• Strong analytical, quantitative, problem-solving, and communication skills.
• Proficiency in Microsoft Excel and financial modeling techniques.

Responsabilités

• Assist with the development, maintenance, and analysis of the ALM program, including balance sheet modeling, interest rate risk analysis, liquidity management, and capital planning.
• Utilize ALM software to perform financial forecasting, scenario modeling, stress testing, and what-if analyses.
• Analyze trends in revenue, expenses, net interest margin, loan and deposit portfolios, and other key financial metrics.
• Develop, maintain, and enhance financial models for budgeting, forecasting, profitability analysis, and long-range planning.
• Prepare and present financial analyses, reports, and recommendations to management.
• Assist in quarterly regulatory reporting and ensure regulatory compliance.
• Collaborate with Accounting, Treasury, Lending and leadership teams on performance and growth.
• Support liquidity, capital, and interest rate risk management initiatives through monitoring and reporting.
• Identify opportunities to automate reporting and improve data integrity and processes.
• Participate in ad hoc projects and strategic initiatives.

Connaissances

Analytical thinking

Excel proficiency

Financial analysis

Communication skills

Financial modeling

Formation

Bachelor's degree in Accounting, Finance, Economics, Business Administration, or related field

Outils

ALM software

Financial modeling software

Description du poste

Job Description

HAPO Community Credit Union is an organization that believes in providing service that focuses on our members and giving back to the communities in which we do business - "Community" is our middle name. Our Standard of Service is to Defy Expectations. We promote individuality and encourage our employees to Defy Expectations®: To treat every situation as a unique opportunity to be in the moment and go beyond what is expected. We value every member and appreciate the opportunity to serve you.

Come defy expectations with us!

HAPO Health Benefits

• No cost premium health insurance for the employee and their eligible dependents, including medical, dental and vision
• Accidental death and dismemberment insurance
• Long term and Short term disability

HAPO Professional Benefits

• Competitive pay
• Pension Plan
• 401K program with match
• Flexible spending account (medical and dependent care)
• 0% interest on select personal loans

HAPO Personal Benefits

• Employee Assistance Program (EAP)
• Paid time off
• 11 paid holidays per year
• Paid Birthday day off
• HAPO Anniversary day off
• Volunteer Opportunities (Both Paid and Volunteer)
• Employee Milestone Anniversary Bonus
• Tuition Assistance Program

HAPO is now accepting applications for a Financial Analyst in Richland, WA. We are seeking an individual who is ambitious, self-motivated and who strives to represent HAPO’s core commitment “Be in the Moment” and standard of service “Defy Expectations” with our members, community as well as the team they are a part of. Ideal candidates will have knowledge of Asset-Liability Management and Interest Rate Risk Analysis. They will have excellent quantitative, analytical and financial skills. They will have strong organizational and project management skills. Candidates must be self-motivated and results oriented with the ability to excel under tight deadlines.

Essential Job Functions Include But Are Not Limited To

• Assist with the development, maintenance, and analysis of the Credit Union's Asset/Liability Management (ALM) program, including balance sheet modeling, interest rate risk analysis, liquidity management, and capital planning.
• Utilize ALM software to perform financial forecasting, scenario modeling, stress testing, and what-if analyses to evaluate the impact of changing economic and operational conditions.
• Analyze trends in revenue, expenses, net interest margin, loan and deposit portfolios, and other key financial metrics to support strategic decision-making.
• Develop, maintain, and enhance financial models used for budgeting, forecasting, profitability analysis, and long-range financial planning.
• Prepare and present financial analyses, reports, and recommendations to management that support organizational goals and business initiatives.
• Assist in the preparation and completion of quarterly regulatory reporting and ensure compliance with applicable regulatory requirements.
• Collaborate with Accounting, Treasury, Lending, and executive leadership teams to evaluate financial performance, balance sheet strategies, and growth opportunities.
• Support liquidity, capital, and interest rate risk management initiatives through ongoing monitoring and reporting of key risk indicators.
• Identify opportunities to automate reporting, improve data integrity, and streamline financial analysis processes through technology and process improvements.
• Participate in ad hoc projects, strategic initiatives, and financial studies that support the Credit Union's long-term objectives.

Required

Education / Experience Requirements

• Bachelor's degree in Accounting, Finance, Economics, Business Administration, or a related field; or an equivalent combination of education and relevant experience.
• One to three years of experience in financial analysis, accounting, risk management, treasury, banking, credit unions, or a related financial services environment.
• Strong analytical, quantitative, problem-solving, and communication skills.
• Proficiency in Microsoft Excel and financial modeling techniques.

Preferred

• Knowledge of Asset/Liability Management (ALM) principles, interest rate risk management, liquidity management, and balance sheet modeling.
• Experience working with ALM, profitability, forecasting, or financial planning software.
• Experience within a banking, credit union, or other regulated financial institution environment.
• Familiarity with regulatory reporting requirements and financial institution performance metrics.

Location: On-Site Richland (WA)

Schedule: Must be able to work 35-40 hours a week between the hours of 8:30am – 5:30pm Mon-Fri

Starting Salary Range (DOE)

Financial Analyst Level I : $48,706.53 - $73,059.58

Financial Analyst Level II: $55,115.63 -$82,673.55

Financial Analyst Level III: $62,429.95 - $93,644.93

This position may be filled at the Financial Analyst I, II, or III level, depending on the selected candidate's qualifications, experience, and demonstrated skills. We encourage applicants at all career stages who meet the minimum qualifications to apply.

HAPO is an equal opportunity employer that values employees and supports an organizational culture of diversity, respect and personal and professional growth.