AI Senior Software Engineer

Ally-Financial; Charlotte (NC); Hybrid; USD 85,000 - 150,000; Full time

Benefits offered by this job

Time off & holidays

401K with company matching

Equity eligibility

Relocation assistance

Annual incentive plan

Job summary

Ally Financial is looking for a software professional to build AI-native platform capabilities on AWS, design event-driven services, and pair with engineers on architecture reviews. You’ll mentor teammates and contribute to AI-assisted SDLC, using tools like Claude Code, Cursor, and GitHub Copilot.

The role emphasizes collaboration with business clients, cross-functional teams, and evolving engineering practices to ship high-quality software faster with AI augmentation.

Qualifications

• 3+ years of relevant experience.
• Bachelor’s Degree Computer Science, Software Engineering, in relevant field(s) of study or equivalent.
• Experience with AI-assisted development tools.
• Experience with agentic coding tools.
• Production use of Claude Code, OpenCode, Cursor, or equivalent.
• Knowledge of AI-assisted SDLC and related design, testing, and deployment practices.
• Ability to translate business context into AI prompts, user stories and technical requirements.

Responsibilities

• Build AI-native platform capabilities on AWS and design event-driven services.
• Collaborate with internal engineers on architecture and design reviews.
• Contribute to AI-assisted development patterns and reusable components.
• Explain and justify technical directions to senior management.
• Mentor lower-level developers and guide teams on responsible AI coding tools.

Skills

AI-assisted development tools

Agentic coding tools

Claude Code

Cursor

OpenCode

GitHub Copilot

AI SDLC

Prompt design

Education

Bachelor's Degree Computer Science

Tools

Claude Code

GitHub Copilot

Cursor

OpenCode

Job description

Ally and Your Career Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too? Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

Opportunity At Ally

At Ally, you get a startup feel, but experience the benefits of a company that has worked out the kinks and is fulfilling its purpose. We are always evolving and see that as a good thing. From owning our work to seeing its impact in the real world, our team is relentless in finding new ways technology can help make experiences better and help people. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer-obsessed tech solutions. To read more about what our tech team does, be sure to visit our tech blog at ally.tech.

Work Itself

• Build AI-native platform capabilities on AWS
• Design event-driven services for bursty, variable workloads
• Pair with internal engineers on architecture and design reviews
• Shape day-to-day team practices around agentic coding tools
• Produce reusable patterns and components other teams adopt
• Collaborates with other developers and provides significant contributions to develop specifications to resolve business client questions, problems, and to address enhancement needs.
• Uses technical knowledge, creativity and company practices and priorities to obtain solutions to complex problems.
• Interfaces with senior management to provide and obtain information and to build consensus regarding project direction.
• Interacts directly with business clients.
• Serves as a mentor to lower-level developers.

The Qualifications We’re Looking For

Minimum Qualifications:

• 3+ years of relevant experience
• Bachelor’s Degree Computer Science, Software Engineering, in relevant field(s) of study or equivalent.

Preferred Qualifications:

• 4+ years of software development experience, including hands‑on use of AI‑assisted development tools (e.g., GitHub Copilot, Claude Code, Cursor, or equivalent agentic coding platforms).
• Experience using agentic coding tools.
• Production use of Claude Code, OpenCode, Cursor, or equivalent.
• Comfortable with MCP servers, context strategy, and prompt/workflow design.
• Proficiency across all phases of an AI‑augmented SDLC — including AI-assisted design, prompt‑driven code generation, automated testing, and AI‑accelerated debugging and implementation.
• Experience writing and reviewing software design specifications, with the ability to leverage AI tools to accelerate requirements generation, documentation, and solution elaboration.
• Ability to rapidly scope, prototype, and validate working software using AI‑accelerated development patterns (Scope → Build → Show).
• Ability to translate business context and organizational intelligence into well‑structured AI prompts, user stories, and technical requirements.
• Comfortable acting as a technical authority who can guide teams on responsible and effective use of AI coding tools and agentic workflows.
• Knowledge of standard change management tools and processes, including AI‑assisted documentation and automated deployment pipelines.
• Ability to collaborate effectively in a team environment, including pairing with AI agents and contributing to shared AI‑driven codebases.
• Advanced hands‑on experience applying AI tools to real‑world engineering problems, with demonstrated ability to ship working software faster through AI augmentation.

How We’ll Have Your Back

• Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part‑time status and management level).
• Planning for the Future: plan for the near and long term with an industry‑leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well‑being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short‑and‑long‑term disability, pre‑tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well‑being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back‑up child and adult/elder care days and childcare discounts.
• Work‑Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.
• Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email [e-mail] with details of your accommodation request.

Base Pay Range

$85,000.00 - $150,000.00. An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation: This position is eligible to participate in our annual incentive plan.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

We all work better as allies. Join a team that thrives on doing it right — whether we're helping people live their best financial lives or helping each other grow in our careers. We're a leading financial services company serving over 11M customers through banking, auto financing, insurance and investment services. Our team's approach of celebrating differences and lifting each other up is consistently recognized on Fortune's 100 Best Companies to Work For list. Here, you'll find people who care about doing work that matters and making an impact in the communities we serve. Good enough is never enough for us — we're always looking for ways to be better, together.

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