AI Senior Software Engineer

Ally; Charlotte (NC); On-site; USD 85,000 - 150,000; Full time

Benefits offered by this job

401K matching

Health insurance

Paid time off

Job summary

Ally is seeking an AI-focused software engineer in the United States (Charlotte area) to design and build AI-native platform capabilities on AWS, and to work with internal engineers on architecture reviews. The role involves mentoring lower-level developers and contributing to AI-driven codebases.

You will engage in an AI-enabled SDLC, prototype, and validate working software, with opportunities for equity and performance incentives. Ally emphasizes health, work-life balance, and Total Rewards.

Qualifications

• 3+ years of relevant software development experience is required.
• Bachelor's Degree in Computer Science or related field or equivalent.
• Experience with AI-assisted development tools is preferred.

Responsibilities

• Build AI-native platform capabilities on AWS.
• Design event-driven services for variable workloads.
• Mentor junior developers and collaborate on architecture reviews.
• Contribute to AI-powered SDLC activities and tooling.

Skills

3+ years experience

4+ years software development

AI-assisted development tools

Agentic coding

Prompt-driven code design

Education

Bachelor's Degree in Computer Science or Software Engineering

Tools

GitHub Copilot

Claude Code

Cursor

Job description

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule

Ally designates roles as (1) fully on‑site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

At Ally, you get a startup feel, but experience the benefits of a company that has worked out the kinks and is fulfilling its purpose. We are always evolving and see that as a good thing. From owning our work to seeing its impact in the real world, our team is relentless in finding new ways technology can help make experiences better and help people. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer‑obsessed tech solutions. To read more about what our tech team does, be sure to visit our tech blog at ally.tech

Provides significant contributions in the design, coding, testing, support and debugging of new software or enhancements to existing software.

At this time, Ally will not sponsor a new applicant for employment authorization for this position.

The Work Itself

• Build AI-native platform capabilities on AWS
• Design event‑driven services for bursty, variable workloads
• Pair with internal engineers on architecture and design reviews
• Shape day‑to‑day team practices around agentic coding tools
• Produce reusable patterns and components other teams adopt
• Collaborates with other developers and provides significant contributions to develop specifications to resolve business client questions, problems, and to address enhancement needs.
• Uses technical knowledge, creativity and company practices and priorities to obtain solutions to complex problems.
• Interfaces with senior management to provide and obtain information and to build consensus regarding project direction.
• Interacts directly with business clients.
• Serves as a mentor to lower‑level developers.

Minimum Qualifications

The Qualifications We’re Looking For

• 3+ years of relevant experience
• Bachelor’s Degree Computer Science, Software Engineering, in relevant field(s) of study or equivalent.

Preferred Qualifications

• 4+ years of software development experience, including hands‑on use of AI‑assisted development tools (e.g., GitHub Copilot, Claude Code, Cursor, or equivalent agentic coding platforms).
• Experience using agentic coding tools. Production use of Claude Code, OpenCode, Cursor, or equivalent. Comfortable with MCP servers, context strategy, and prompt/workflow design.
• Proficiency across all phases of an AI‑augmented SDLC — including AI‑assisted design, prompt‑driven code generation, automated testing, and AI‑accelerated debugging and implementation.
• Experience writing and reviewing software design specifications, with the ability to leverage AI tools to accelerate requirements generation, documentation, and solution elaboration.
• Ability to rapidly scope, prototype, and validate working software using AI‑accelerated development patterns (Scope Build Show).
• Ability to translate business context and organizational intelligence into well‑structured AI prompts, user stories, and technical requirements.
• Comfortable acting as a technical authority who can guide teams on responsible and effective use of AI coding tools and agentic workflows.
• Knowledge of standard change management tools and processes, including AI‑assisted documentation and automated deployment pipelines.
• Ability to collaborate effectively in a team environment, including pairing with AI agents and contributing to shared AI‑driven codebases.
• Advanced hands‑on experience applying AI tools to real‑world engineering problems, with demonstrated ability to ship working software faster through AI augmentation.

How We’ll Have Your Back

• Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part‑time status and management level).
• Planning for the Future: plan for the near and long term with an industry‑leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well‑being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short‑and long‑term disability, pre‑tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well‑being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back‑up child and adult/elder care days and childcare discounts.
• Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.
• Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

Who We Are

Ally Financial is a customer‑centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on “Doing it Right” and being a trusted financial‑services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email [e-mail] with details of your accommodation request.

Base Pay Range

$85,000.00 - $150,000.00

An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation

This position is eligible to participate in our annual incentive plan.