AI-Powered Underwriting Expediter (Remote)

Jobless; Northern (KY); Hybrid; USD 70,000 - 110,000; Full time

Benefits offered by this job

Flexible PTO

Fully remote within the U.S.

Competitive pay and benefits

Job summary

Greenbox Capital is seeking an Expediter to protect portfolio quality while supporting revenue growth through sound underwriting decisions. You’ll analyze financial statements, cash flow, and business documents to determine repayment ability and risk.

The role emphasizes collaboration with Sales, Risk, and Support teams, using AI-assisted insights to improve efficiency while maintaining independent judgment and policy compliance.

Qualifications

• Bachelor’s degree in Finance, Economics, Business, or related field.

Responsibilities

• Conduct detailed financial analysis of merchant applications, including bank statements, financial statements, tax returns, and supporting business documentation.
• Evaluate merchant credibility and repayment ability using cash flow analysis, ratio analysis, trend review, and verification of submitted information.
• Identify risk factors within each deal, detect red flags, and resolve inconsistencies using internal tools and documentation.
• Research business reputation through public reporting sources to assess reputational and operational risk.
• Make approval or decline recommendations in alignment with company risk tolerance and policies.
• Ensure underwriting decisions comply with internal credit policies, procedures, and Greenbox Capital’s risk philosophy.
• Maintain accurate documentation and complete files to support audit and compliance standards.
• Meet established service-level agreements (SLAs) and turn-time commitments to support business velocity.
• Conduct final underwriting reviews of files completed by peers prior to decisioning.
• Verify compliance with underwriting guidelines, documentation standards, and approval authority requirements.
• Ensure consistency of risk assessment and decision quality across the underwriting team.
• Escalate material concerns, inconsistencies, or high-risk findings to leadership when appropriate.
• Communicate clearly and professionally with ISOs, Brokers Support, and merchants via written and verbal channels.
• Partner with Sales, Broker Support, and Risk teams to clarify documentation, verify information, and move deals efficiently through the pipeline.
• Escalate complex or high‑risk cases appropriately to leadership.
• Approval quality and portfolio performance (loss rate alignment)
• SLA adherence / Speed to decision
• Documentation accuracy and compliance standards
• Deal throughput volume
• Escalation accuracy and risk flag detection

Skills

Financial analysis

Attention to detail

Underwriting decisions

Collaboration

AI tooling

Cash flow analysis

Pattern recognition

Communication

Problem-solving

Education

Bachelor’s degree in Finance, Economics, Business

Tools

Microsoft Excel

Financial analysis tools

AI tools integration

Job description

Greenbox Capital is seeking an Expediter to protect portfolio quality while supporting revenue growth through sound underwriting decisions. You’ll analyze financial statements, cash flow, and business documents to determine repayment ability and risk.

The role emphasizes collaboration with Sales, Risk, and Support teams, using AI-assisted insights to improve efficiency while maintaining independent judgment and policy compliance.