AI-Driven Ratings & Research Associate

Moody's; New York (NY); On-site; USD 82,000 - 96,000; Full time

Job summary

Moody's Corporation in New York seeks a Ratings Associate to join a global team involved in assigning and monitoring credit ratings for companies, governments, and structured financings. You will leverage AI-enabled tools to streamline workflows, analyze data, and contribute to rating committee discussions.

You will collaborate with Credit Rating Analysts, prepare memos, and publish research while staying abreast of market developments and industry trends.

Qualifications

• Accounting knowledge with a strong focus on financial analysis (e.g. through coursework, CFA or equivalent), or relevant work experience is preferred
• Proficiency in MS Excel, Word, and PowerPoint
• Experience with data analysis and visualization tools (e.g., PowerBI, TABLEAU, KNIME, Alteryx) preferred
• Excellent verbal, written communication, and interpersonal skills
• Strong organization skills, analytical thinking, and attention to detail
• Eagerness to learn and adopt emerging technical applications in the financial industry, including AI-driven tools, automation and data analytics
• Proactive with the ability to work effectively in a team environment
• Ability to adapt and thrive in a fast-paced, innovative environment; ability to prioritize tasks
• Fundamental understanding of fixed income markets or credit preferred
• Demonstrates emotional intelligence, collaboration
• Strong data interpretation and storytelling skills
• Python and SQL skills preferred

Responsibilities

• As a Ratings Associate, you will collaborate with Credit Rating Analysts to assign and monitor credit ratings of companies in major global industries, governments and structured financings
• Utilize advanced digital tools and AI technologies to streamline processes, improve efficiency, and enhance data analysis quality
• Analyze data and financial documents, prepare and run financial models and forecasts
• Draft rating committee memos; attend and participate in rating committee meetings
• Draft and help publish credit research reports
• Monitor market developments and news to assess credit quality and industry trends
• Attend investor and issuer meetings as required; help prepare presentations
• Continuous development of professional skills through trainings and hands‑on work
• Learn about sustainability, cyber risk, private credit and local financial markets

Skills

Accounting knowledge

Data analysis

Excel

PowerBI

Tableau

KNIME

Alteryx

Python

SQL

Communication

Teamwork

AI tools familiarity

Education

Bachelor's degree or equivalent

GPA 3.0+ (US)

January 2027 start

Tools

MS Office Suite

Data visualization tools

Job description

Moody's Corporation in New York seeks a Ratings Associate to join a global team involved in assigning and monitoring credit ratings for companies, governments, and structured financings. You will leverage AI-enabled tools to streamline workflows, analyze data, and contribute to rating committee discussions.

You will collaborate with Credit Rating Analysts, prepare memos, and publish research while staying abreast of market developments and industry trends.