AI-Driven Architect: Commercial Card Payments Tech Lead

Aumni; Tampa (FL); On-site; USD 180,000 - 240,000; Full time

Job summary

JPMorganChase, within Payments Technology – Commercial Card, seeks a Senior Lead Architect to shape modern, scalable, AI-enabled payment platforms and guide the target state across cloud, data, and AI-adjacent systems.

You will partner with product and engineering teams, provide hands-on design input, and drive architecture decisions that enable resilient, high‑quality production capabilities.

Qualifications

• Formal training or certification on software engineering concepts and 5+ years applied experience.
• Strong hands-on experience delivering system design, application development, testing, and operational stability.
• Advanced proficiency in one or more programming languages, platforms, or architectural styles.
• Solid knowledge of software architecture, application design, and technical processes, with depth in one or more domains (e.g., cloud, distributed systems, data, AI/ML-adjacent architectures).
• Ability to independently solve complex design and functionality problems with limited oversight.
• Practical experience building and operating cloud-native solutions.
• Ability to evaluate current and emerging technologies—including AI-assisted development and automation tools—and recommend solutions aligned to architecture goals.
• Demonstrated commitment to teamwork, inclusion, and mentoring less-experienced engineers.
• Comfort working in AI-augmented development environments to accelerate design, coding, testing, and analysis.

Responsibilities

• Represent Commercial Card platforms or product areas in architecture and technical governance forums.
• Provide feedback on architecture standards and propose improvements, including guardrails for AI usage and automation in regulated environments.
• Guide evaluation of existing and emerging technologies, including AI-assisted development tools and intelligent platform capabilities.
• Provide technical guidance to engineering teams, product partners, contractors, and vendors, enabling AI-augmented engineering workflows.
• Design, develop, review, and debug secure, high-quality production code, including reference implementations and architectural patterns.
• Influence decisions related to product design, application behavior, and technical implementation approaches, focusing on scalability, resiliency, and intelligent automation.
• Serve as a recognized subject‑matter expert within a defined domain or capability area.
• Advocate firm‑approved frameworks, tools, AI-enabled SDLC practices, and continuous improvement within the engineering community.
• Influence peers and stakeholders to consider modern, fit-for-purpose technologies, patterns, and delivery models.
• Promote a culture of collaboration, inclusion, continuous learning, technical excellence, and responsible adoption of AI

Skills

Software architecture

Cloud-native

AI/ML architectures

Architectural governance

Leadership

Hands-on coding

Tech evaluation

AI tooling

Mentoring

Education

Formal software engineering training

Tools

Cloud platforms

AI-assisted tools

Microservices

Security best practices

Job description

JPMorganChase, within Payments Technology – Commercial Card, seeks a Senior Lead Architect to shape modern, scalable, AI-enabled payment platforms and guide the target state across cloud, data, and AI-adjacent systems.

You will partner with product and engineering teams, provide hands-on design input, and drive architecture decisions that enable resilient, high‑quality production capabilities.