Agricultural Lender

Midstates Executive Solutions; Rochester, Northern (MN, KY); Hybrid; USD 90,000 - 110,000; Full time

Job summary

Midstates Executive Solutions is partnering with a well-respected community bank in Rochester, Minnesota, to identify an experienced Agricultural Lender. This is an outstanding opportunity for a lender who enjoys managing relationships and serving agricultural clients rather than spending the majority of their time on business development.

The successful candidate will inherit an established and well-maintained loan portfolio, allowing them to focus on delivering exceptional service, portfolio

Qualifications

• Previous experience as an Agricultural Lender is required.
• Exposure to or experience with Commercial Lending is preferred.
• Strong knowledge of agricultural operations, lending practices, and credit analysis.
• Ability to build and maintain long-term client relationships.
• Excellent communication and interpersonal skills.
• Strong organizational skills with the ability to manage multiple client relationships effectively.
• Bachelor's degree in Finance, Business, Agricultural Business, or a related field is preferred (or equivalent experience).

Responsibilities

• Manage an established portfolio of agricultural lending relationships.
• Maintain regular contact with customers to understand financing needs and provide exceptional service.
• Analyze financial statements, cash flow, collateral, and creditworthiness for new and existing borrowers.
• Structure and present agricultural loan requests while ensuring sound underwriting practices.
• Monitor portfolio performance and proactively identify potential credit risks.
• Work closely with credit administration and underwriting teams throughout the lending process.
• Cross-sell additional banking products and services when appropriate.
• Assist with commercial lending opportunities as needed.

Skills

Agricultural lending

Credit analysis

Relationship management

Communication

Organizational skills

Education

Bachelor's degree in Finance/Business/Agricultural Business

Job description

Agricultural Lender

Location: Rochester, Minnesota
Compensation: Up to $100,000 + Comprehensive Benefits
Employment Type: Full-Time
Recruiting Partner: Midstates Executive Solutions

Take Over an Established Portfolio—Focus on Relationship Management, Not Cold Calling

Midstates Executive Solutions is partnering with a well-respected community bank in Rochester, Minnesota, to identify an experienced Agricultural Lender. This is an outstanding opportunity for a lender who enjoys managing relationships and serving agricultural clients rather than spending the majority of their time on business development.

The successful candidate will inherit an established and well-maintained loan portfolio, allowing them to focus on delivering exceptional service, portfolio management, and maintaining strong customer relationships. Business development expectations are minimal, making this an ideal role for someone who values relationship banking and credit quality.

What You'll Do

• Manage an established portfolio of agricultural lending relationships.
• Maintain regular contact with customers to understand financing needs and provide exceptional service.
• Analyze financial statements, cash flow, collateral, and creditworthiness for new and existing borrowers.
• Structure and present agricultural loan requests while ensuring sound underwriting practices.
• Monitor portfolio performance and proactively identify potential credit risks.
• Work closely with credit administration and underwriting teams throughout the lending process.
• Cross-sell additional banking products and services when appropriate.
• Assist with commercial lending opportunities as needed.

What We're Looking For

• Previous experience as an Agricultural Lender is required.
• Exposure to or experience with Commercial Lending is preferred.
• Strong knowledge of agricultural operations, lending practices, and credit analysis.
• Ability to build and maintain long‑term client relationships.
• Excellent communication and interpersonal skills.
• Strong organizational skills with the ability to manage multiple client relationships effectively.
• Bachelor's degree in Finance, Business, Agricultural Business, or a related field is preferred (or equivalent experience).

Why This Opportunity?

• Established portfolio ready for you to take over
• Limited to no business development expectations
• Spend your time serving clients rather than chasing new business
• Join a respected community bank with a strong agricultural presence
• Competitive salary up to $100,000
• Comprehensive benefits package
• Opportunity to live and work in the thriving Rochester, Minnesota market