Agricultural Banker

Minnesota Bankers Association; Sisseton (SD); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Life insurance for employee and family

Paid vacation

Paid sick time

Retirement plan

Job summary

Dacotah Bank in Sisseton, SD is seeking an Agricultural Banker to establish and maintain relationships with agricultural customers and other financial institutions.

You will manage the full lending process, review applications, approve or escalate decisions, coordinate closings, and monitor portfolios while building strong client relationships.

Qualifications

• Experience with agricultural lending and credit analysis.
• Ability to assess loan feasibility using financial data and references.
• Strong customer relationship and business development skills.

Responsibilities

• Manage the full agricultural lending process in line with policies.
• Review and analyze loan applications with financial and credit data.
• Approve loans within authority or escalate for committee approval.
• Coordinate loan closings and administer lines of credit.
• Monitor portfolios and engage in lending outreach to grow relationships.

Skills

Agricultural lending

Credit analysis

Relationship management

Job description

Dacotah Bank is seeking an Agricultural Banker to join our team in Sisseton, SD! Establish and maintain positive relationships with existing and potential agricultural customers and other financial institutions.

• Manage the full agricultural lending process, ensuring compliance with lending policies and supporting loan department objectives.
• Review, investigate, and analyze loan applications by gathering financial, credit, property, and reference information to assess loan feasibility.
• Approve loans within authority limits, recommend larger requests for committee approval, and communicate lending decisions to applicants.
• Coordinate and oversee loan closings, prepare required documentation, and administer lines of credit and credit extensions.
• Monitor loan portfolios, identify and address delinquent or problem accounts, complete asset action plans, and build customer relationships through business development and lending outreach activities.

Dacotah Bank offers a competitive salary and exceptional benefits package including but not limited to: individual and family coverage health and dental insurance premiums 100% paid for by Dacotah Bank, life insurance for employee and family, paid vacation, paid sick time, retirement plan options, and additional perks.

Dacotah Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.