Ag Loan Officer

Firstsavingsbanks; South Dakota; On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Health Insurance

Vision Insurance

Paid Vacation, Sick, and Holiday time

Job summary

A regional banking institution in South Dakota is seeking an Ag Loan Officer responsible for providing loans and banking products to commercial clients. The role emphasizes relationship-building with clients, evaluating credit for loans, and developing sales strategies to increase revenue. The ideal candidate will have a Bachelor’s degree in a related field and preferably 2+ years of lending experience. The position is on-site in Bristol or Waubay, and offers health and vision insurance, paid vacation, and other benefits.

Qualifications

• 2+ years of commercial or agricultural lending desired, but willing to train.
• Desire to work within the community and offer suitable solutions.

Responsibilities

• Act as the primary point of contact for clients seeking Ag or Commercial loans.
• Evaluate client/applicants’ credit for lending decisions.
• Develop sales strategies to increase revenue and deposits.
• Build and manage credit portfolios for clients.
• Ensure satisfactory customer service.

Skills

Strong communication skills

Negotiation skills

Education

Bachelor’s degree in accounting, finance or related field

Job description

Job Category: Sales & Relationship Management

Ag Loan Officer position specializes in providing loans and other banking products to commercial clients across multiple areas, such as business banking, agricultural, and commercial real estate. This role will play a part in growing and maintaining the bank’s portfolio and will make efforts to be a part of and improve the community in which they reside.

This position can be located in Bristol or Waubay, South Dakota, and is not a remote role.

What you will do

• Acts as primary point of contact for those seeking Ag or Commercial loans, building relationships with clients during the process.
• Evaluates client/applicant’s credit to determine appropriate lending decision based on company risk-tolerance levels.
• Determines value or status of collateral as necessary during the loan application process.
• Develops a strong knowledge of bank’s products and identify opportunities to recommend other products or services to customers.
• Develops and execute sales strategies to either maintain or gain clients to increase commercial lending revenue and deposit growth.
• Builds relationships with key members of the community, building a network while continuing to service the needs of our existing customers.
• Builds and manages credit portfolios for clients.
• Ensures that customers receive satisfactory customer service.
• Develops an understanding of internal bank policies, as well as a strong understanding of banking regulations.
• Other duties as assigned.

What you will need

• Bachelor’s degree in accounting, finance or related field preferred.
• 2+ years of commercial or ag lending desired, but willing to train.
• A desire to work within the community and offer solutions as suited.
• Strong communication and negotiating skills.

What we offer

• Health Insurance
• Vision Insurance
• Paid Vacation, Sick, and Holiday time
• And more!

Candidate must pass a pre-employment screening including credit history and criminal record check.

Candidates should only apply to jobs posted on reputable sources. These include (but are not limited to) our Company Website, Indeed, Glassdoor, LinkedIn, etc.

Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.