AG Loan Officer

gpac; Cleveland (MS); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Competitive compensation

401(k) with Roth match

Paid Time Off (PTO)

Job summary

gpac is seeking a Loan Officer for Agricultural & Commercial Lending in Cleveland, MS. You will build relationships with agricultural clients, originate loans, and manage a diverse portfolio while coordinating with Credit and Operations.

You will handle renewals, pricing, and documentation, and promote loan growth while maintaining credit quality. This role emphasizes local market knowledge and client service.

Qualifications

• Agricultural background with business development experience.
• 1-3 years of credit and underwriting experience.
• Experience with loan documentation.
• Strong relationship-building and communication skills.
• Ability to promote loan growth while maintaining credit quality.
• Self-motivated and driven.

Responsibilities

• Manage approximately 40 customer relationships, generally with balances up to $1M.
• Originate new loans and grow existing relationships.
• Support renewals and manage transitions from Area Managers.
• Serve as primary contact for assigned customers; address financing needs.
• Lead annual renewals, pricing, terms, documentation.
• Collaborate with Credit and Operations to resolve issues.

Skills

Agricultural background

Relationship-building

Self-motivated

Credit & underwriting experience

Loan documentation

Tools

HubSpot CRM

Job description

Loan Officer - Agricultural & Commercial Lending

A growing agricultural financial services company is seeking a Loan Officer to develop new business and manage an assigned portfolio of agricultural and commercial customers. This role requires agricultural market knowledge, strong local relationships, and the ability to deliver financing solutions that support customer success.

Approximately 90% of sales efforts will focus on originating agricultural operating lines of credit. Remaining efforts will support real estate and equipment financing opportunities through funding partners.

Responsibilities

• Manage approximately 40 customer relationships, generally with aggregate balances up to $1 million and/or long-standing customer relationships.
• Originate new loans, grow existing relationships, and support customer retention.
• Manage relationships transitioned from Area Managers and Senior Loan Officers.
• Serve as the primary contact for assigned customers, identifying financing needs and addressing concerns.
• Lead annual renewals, including pricing, terms, and required documentation.
• Collaborate with Credit and Operations to facilitate renewals, resolve issues, and deliver strong customer service.
• Monitor portfolio performance, utilization, and risk indicators; escalated concerns as appropriate.
• Collect financial statements and other required customer documentation.
• Maintain customer records, pipeline activity, and forecasts in HubSpot CRM.
• Provide pipeline updates, portfolio status, and closing forecasts during regional meetings.
• Assist customers with onboarding and using the customer portal.

Qualifications

• Agricultural background with business development experience.
• 1-3 years of credit and underwriting experience.
• Experience with loan documentation.
• Strong relationship-building and communication skills.
• Ability to promote loan growth while maintaining credit quality.
• Self-motivated and driven.

Compensation & Benefits

• Competitive compensation and benefits package.
• 401(k) with Roth, employer match, and vesting.
• Paid Time Off (PTO).

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.